CashLoan Inspection Report 2026-02-08 (v4.22)

1核心监控 (Core Monitoring)

Overall Entrant

8.10%

入催率

Overall DPD5

3.39%

T+6 Overdue

Collection Rate

30.80%

Global Repay

Connect Rate

3.02%

Strategy Exec

到期月回收曲线 (Due Month Recovery Curve)

客群:

* 回收率 = 1 - 剩余本金 / 到期逾期本金。X轴 = 距到期日天数。

Vintage 矩阵 (Risk Matrix)

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-05	7.44%↓0.44%	100.0%↑62.9%	100.0%→	-	-	-	-	-	-	-	-
2026-02-04	7.88%↓0.29%	37.1%↑4.7%	100.0%↑54.2%	100.0%→	-	-	-	-	-	-	-
2026-02-03	8.17%↑0.10%	32.4%↓0.5%	45.8%↑0.4%	100.0%↑48.6%	100.0%→	-	-	-	-	-	-
2026-02-02	8.07%↓0.73%	33.0%↓5.7%	45.5%↓5.5%	51.4%↓4.0%	100.0%↑41.0%	100.0%→	-	-	-	-	-
2026-02-01	8.80%↑0.95%	38.7%↑8.7%	50.9%↑3.3%	55.4%↑3.0%	59.0%↑3.2%	100.0%↑42.4%	100.0%→	-	-	-	-
2026-01-31	7.85%↓0.50%	30.0%↓6.7%	47.6%↑1.9%	52.4%↓0.5%	55.8%↓1.1%	57.6%↓1.5%	100.0%↑38.9%	100.0%→	-	-	-
2026-01-30	8.35%↓2.28%	36.8%↓9.7%	45.7%↓12.9%	52.9%↓8.8%	56.9%↓8.6%	59.1%↓8.9%	61.1%↓8.3%	100.0%↑29.3%	-	-	-
2026-01-29	10.63%↑1.33%	46.5%↑10.5%	58.6%↑4.0%	61.7%↑1.1%	65.5%↑2.8%	68.0%↑3.2%	69.4%↑3.0%	70.7%↑3.4%	-	-	-
2026-01-28	9.30%↑0.18%	35.9%↑2.9%	54.6%↑7.3%	60.6%↑4.4%	62.7%↑3.3%	64.8%↑3.9%	66.3%↑2.8%	67.3%↑2.3%	100.0%→	-	-
2026-01-27	9.12%↓0.72%	33.0%↓2.2%	47.3%→	56.2%↓0.2%	59.4%↓1.9%	60.9%↓3.5%	63.5%↓2.5%	65.0%↓2.1%	100.0%↑29.6%	-	-
2026-01-26	9.84%↑0.93%	35.3%↓3.7%	47.4%↓2.5%	56.4%↑0.6%	61.3%↑1.8%	64.5%↑1.9%	66.0%↑0.8%	67.1%→	70.4%↑1.7%	-	-
2026-01-25	8.91%↑0.48%	39.0%↑12.2%	49.9%↑8.3%	55.8%↑7.3%	59.5%↑5.3%	62.6%↑3.5%	65.1%↑2.6%	67.1%↑3.3%	68.7%↑0.8%	-	-
2026-01-24	8.43%↑0.57%	26.8%↓0.9%	41.6%↑9.0%	48.4%↑7.1%	54.1%↑6.1%	59.1%↑8.9%	62.5%↑9.2%	63.8%↑6.6%	67.9%↑7.3%	-	-
2026-01-23	7.86%↓0.26%	27.7%↓7.5%	32.6%↓12.4%	41.3%↓6.8%	48.1%↓5.0%	50.2%↓6.3%	53.3%↓5.1%	57.2%↓4.0%	60.6%↓4.8%	100.0%→	-
2026-01-22	8.12%↑0.32%	35.2%↑1.8%	45.0%↓2.7%	48.1%↓4.9%	53.1%↓2.2%	56.5%↓0.5%	58.4%↓0.6%	61.2%→	65.4%↓1.4%	100.0%↑30.4%	-
2026-01-21	7.80%↓0.33%	33.4%↑3.1%	47.7%↑4.6%	53.1%↑3.3%	55.2%↑2.2%	57.0%↑2.5%	59.0%↑3.2%	61.1%↑4.1%	66.8%↑4.8%	69.5%↑4.4%	-
2026-01-20	8.13%→	30.3%↓4.6%	43.1%↓2.5%	49.8%↓0.1%	53.0%↓2.0%	54.5%↓2.9%	55.8%↓2.6%	57.0%↓2.9%	62.0%↓1.6%	65.2%↓2.9%	-
2026-01-19	8.17%↓0.95%	34.8%↑2.3%	45.6%↓0.9%	49.9%↓2.9%	55.0%↓0.9%	57.4%↓1.2%	58.3%↓2.8%	59.8%↓1.9%	63.6%↓1.7%	68.1%↓0.8%	-
2026-01-18	9.12%↑1.10%	32.5%↑5.2%	46.5%↑5.7%	52.9%↑3.9%	56.0%↑2.0%	58.6%↑1.9%	61.2%↑2.2%	61.8%↑1.7%	65.3%↑2.4%	68.9%↑1.8%	-
2026-01-17	8.02%↓0.36%	27.3%↓2.2%	40.8%↑2.0%	48.9%↑3.0%	53.9%↑3.1%	56.6%↑2.9%	59.0%↑3.7%	60.1%↑2.2%	62.9%↑1.8%	67.1%↑2.3%	-
2026-01-16	8.38%	29.5%	38.8%	46.0%	50.8%	53.7%	55.3%	57.9%	61.1%	64.8%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-05	7.44%↓0.44%	0.0%↓5.0%	0.0%→	-	-	-	-	-	-	-	-
2026-02-04	7.88%↓0.29%	5.0%↓0.6%	0.0%↓4.4%	0.0%→	-	-	-	-	-	-	-
2026-02-03	8.17%↑0.10%	5.5%↑0.1%	4.4%→	0.0%↓3.9%	0.0%→	-	-	-	-	-	-
2026-02-02	8.07%↓0.73%	5.4%→	4.4%→	3.9%→	0.0%↓3.6%	0.0%→	-	-	-	-	-
2026-02-01	8.80%↑0.95%	5.4%→	4.3%↑0.2%	3.9%↑0.2%	3.6%↑0.1%	0.0%↓3.3%	0.0%→	-	-	-	-
2026-01-31	7.85%↓0.50%	5.5%↑0.2%	4.1%↓0.4%	3.7%↓0.2%	3.5%↓0.1%	3.3%→	0.0%↓3.2%	0.0%→	-	-	-
2026-01-30	8.35%↓2.28%	5.3%↓0.4%	4.5%↑0.1%	3.9%↓0.1%	3.6%→	3.4%→	3.2%→	0.0%↓3.1%	-	-	-
2026-01-29	10.63%↑1.33%	5.7%↓0.3%	4.4%↑0.2%	4.1%↑0.4%	3.7%↑0.2%	3.4%↑0.1%	3.3%↑0.1%	3.1%→	-	-	-
2026-01-28	9.30%↑0.18%	6.0%↓0.2%	4.2%↓0.6%	3.7%↓0.3%	3.5%↓0.2%	3.3%↓0.3%	3.1%↓0.2%	3.0%↓0.1%	0.0%→	-	-
2026-01-27	9.12%↓0.72%	6.1%↓0.3%	4.8%↓0.4%	4.0%↓0.3%	3.7%↓0.1%	3.6%→	3.3%→	3.2%→	0.0%↓2.9%	-	-
2026-01-26	9.84%↑0.93%	6.4%↑0.9%	5.2%↑0.7%	4.3%↑0.4%	3.8%↑0.2%	3.5%↑0.2%	3.4%↑0.2%	3.2%↑0.3%	2.9%↑0.1%	-	-
2026-01-25	8.91%↑0.48%	5.4%↓0.7%	4.5%↓0.5%	3.9%↓0.4%	3.6%↓0.3%	3.3%↓0.1%	3.1%→	2.9%↓0.1%	2.8%→	-	-
2026-01-24	8.43%↑0.57%	6.2%↑0.5%	4.9%↓0.4%	4.3%↓0.3%	3.9%↓0.2%	3.5%↓0.5%	3.2%↓0.5%	3.1%↓0.3%	2.7%↓0.4%	-	-
2026-01-23	7.86%↓0.26%	5.7%↑0.4%	5.3%↑0.8%	4.6%↑0.4%	4.1%↑0.3%	3.9%↑0.4%	3.7%↑0.3%	3.4%↑0.2%	3.1%↑0.3%	0.0%→	-
2026-01-22	8.12%↑0.32%	5.3%→	4.5%↑0.4%	4.2%↑0.5%	3.8%↑0.3%	3.5%↑0.2%	3.4%↑0.2%	3.1%↑0.1%	2.8%↑0.2%	0.0%↓2.4%	-
2026-01-21	7.80%↓0.33%	5.2%↓0.5%	4.1%↓0.5%	3.7%↓0.4%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.4%	3.0%↓0.5%	2.6%↓0.5%	2.4%↓0.5%	-
2026-01-20	8.13%→	5.7%↑0.3%	4.6%↑0.2%	4.1%→	3.8%↑0.1%	3.7%↑0.2%	3.6%↑0.2%	3.5%↑0.2%	3.1%↑0.1%	2.8%↑0.2%	-
2026-01-19	8.17%↓0.95%	5.3%↓0.8%	4.5%↓0.4%	4.1%↓0.2%	3.7%↓0.3%	3.5%↓0.3%	3.4%↓0.1%	3.3%↓0.2%	3.0%↓0.2%	2.6%↓0.2%	-
2026-01-18	9.12%↑1.10%	6.2%↑0.3%	4.9%↑0.1%	4.3%↑0.2%	4.0%↑0.3%	3.8%↑0.3%	3.5%↑0.3%	3.5%↑0.3%	3.2%↑0.2%	2.8%↑0.2%	-
2026-01-17	8.02%↓0.36%	5.8%→	4.8%↓0.4%	4.1%↓0.4%	3.7%↓0.4%	3.5%↓0.4%	3.3%↓0.5%	3.2%↓0.3%	3.0%↓0.3%	2.6%↓0.3%	-
2026-01-16	8.38%	5.9%	5.1%	4.5%	4.1%	3.9%	3.8%	3.5%	3.3%	2.9%	-

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-05	12.28%↓2.73%	100.0%↑87.9%	100.0%→	-	-	-	-	-	-	-	-
2026-02-04	15.01%↓1.81%	12.1%↑3.0%	100.0%↑81.1%	100.0%→	-	-	-	-	-	-	-
2026-02-03	16.82%↑3.77%	9.1%↓9.5%	18.9%↓6.7%	100.0%↑71.1%	100.0%→	-	-	-	-	-	-
2026-02-02	13.05%↓5.12%	18.6%↑2.6%	25.6%↑3.2%	28.9%↑1.8%	100.0%↑70.5%	100.0%→	-	-	-	-	-
2026-02-01	18.17%↑0.73%	16.0%↑6.5%	22.4%↑9.7%	27.1%↑11.4%	29.5%↑6.8%	100.0%↑75.0%	100.0%→	-	-	-	-
2026-01-31	17.44%↑1.73%	9.6%↓8.0%	12.7%↓9.4%	15.7%↓13.6%	22.7%↓10.4%	25.0%↓9.6%	100.0%↑64.9%	100.0%→	-	-	-
2026-01-30	15.71%↓1.50%	17.6%↓6.5%	22.1%↓9.5%	29.3%↓3.4%	33.1%↓6.1%	34.6%↓6.5%	35.1%↓7.3%	100.0%↑55.9%	-	-	-
2026-01-29	17.21%↑0.52%	24.1%↑12.4%	31.6%↑6.0%	32.7%↑2.0%	39.2%↑6.9%	41.1%↑7.3%	42.4%↑6.2%	44.1%↑6.0%	-	-	-
2026-01-28	16.69%↑2.10%	11.6%→	25.6%↑1.4%	30.7%↑4.8%	32.3%↓2.3%	33.8%↓0.9%	36.2%↓1.6%	38.1%↓0.1%	100.0%→	-	-
2026-01-27	14.59%↓0.20%	11.6%↓0.8%	24.1%↑3.4%	25.8%↓0.2%	34.6%↑6.4%	34.7%↑4.8%	37.8%↑8.0%	38.2%↑7.6%	100.0%↑61.0%	-	-
2026-01-26	14.79%↑0.45%	12.4%↓0.8%	20.7%↑3.6%	26.0%↑3.5%	28.2%↑4.2%	29.8%↑5.6%	29.8%↑2.3%	30.6%↑2.1%	39.0%↑9.0%	-	-
2026-01-25	14.34%↑0.54%	13.2%↓0.4%	17.1%↓4.2%	22.5%↓4.3%	23.9%↓9.4%	24.2%↓9.6%	27.5%↓9.7%	28.5%↓9.8%	30.0%↓14.9%	-	-
2026-01-24	13.80%↓3.72%	13.6%↑3.4%	21.3%↑10.3%	26.8%↑8.1%	33.3%↑9.8%	33.8%↑9.2%	37.2%↑9.4%	38.3%↑4.3%	44.9%↑8.6%	-	-
2026-01-23	17.52%↑3.69%	10.2%→	11.0%↓4.1%	18.7%↑0.7%	23.5%↑1.0%	24.6%↓3.1%	27.9%↓3.0%	34.0%↑0.3%	36.4%↓0.9%	100.0%→	-
2026-01-22	13.83%↓1.63%	10.3%↑3.8%	15.1%↑0.9%	18.1%↓1.4%	22.6%↓1.1%	27.7%↑2.8%	30.9%↑3.6%	33.7%↑2.8%	37.3%↑2.0%	100.0%↑63.3%	-
2026-01-21	15.46%↑0.54%	6.5%↓2.9%	14.2%↓2.3%	19.5%↓1.0%	23.6%↑2.5%	24.9%↑3.7%	27.3%↑3.6%	30.9%↑5.5%	35.3%↑4.1%	36.6%↑1.1%	-
2026-01-20	14.92%↓0.15%	9.3%↓2.7%	16.5%↑0.5%	20.5%↓1.0%	21.1%↓2.3%	21.1%↓3.0%	23.7%↓3.2%	25.5%↓1.9%	31.3%↓1.0%	35.6%↓1.4%	-
2026-01-19	15.07%↓3.84%	12.1%↑2.8%	16.0%↓2.8%	21.4%→	23.5%↓1.6%	24.1%↓2.7%	26.9%↓2.9%	27.4%↓2.8%	32.2%↑1.3%	37.0%↑0.5%	-
2026-01-18	18.91%↑2.53%	9.3%↓0.8%	18.9%↑1.4%	21.4%↓5.7%	25.1%↓3.0%	26.8%↓3.2%	29.8%↓0.2%	30.1%↓1.8%	30.9%↓5.6%	36.5%↓3.7%	-
2026-01-17	16.38%↑0.83%	10.1%↓6.6%	17.5%↓3.6%	27.1%↑1.0%	28.1%↓1.2%	30.0%↓2.7%	30.1%↓5.6%	32.0%↓5.0%	36.5%↓2.7%	40.2%↓0.6%	-
2026-01-16	15.55%	16.7%	21.1%	26.1%	29.3%	32.8%	35.7%	37.0%	39.2%	40.8%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-05	12.28%↓2.73%	0.0%↓13.2%	0.0%→	-	-	-	-	-	-	-	-
2026-02-04	15.01%↓1.81%	13.2%↓2.1%	0.0%↓13.7%	0.0%→	-	-	-	-	-	-	-
2026-02-03	16.82%↑3.77%	15.3%↑4.7%	13.7%↑3.9%	0.0%↓9.3%	0.0%→	-	-	-	-	-	-
2026-02-02	13.05%↓5.12%	10.6%↓4.6%	9.7%↓4.4%	9.3%↓4.0%	0.0%↓12.8%	0.0%→	-	-	-	-	-
2026-02-01	18.17%↑0.73%	15.2%↓0.5%	14.1%↓1.1%	13.2%↓1.5%	12.8%↓0.7%	0.0%↓13.1%	0.0%→	-	-	-	-
2026-01-31	17.44%↑1.73%	15.8%↑2.8%	15.2%↑3.0%	14.7%↑3.6%	13.5%↑3.0%	13.1%↑2.8%	0.0%↓10.2%	0.0%→	-	-	-
2026-01-30	15.71%↓1.50%	13.0%↓0.1%	12.2%↑0.5%	11.1%↓0.5%	10.5%→	10.3%↑0.1%	10.2%↑0.3%	0.0%↓9.6%	-	-	-
2026-01-29	17.21%↑0.52%	13.1%↓1.7%	11.8%↓0.6%	11.6%→	10.5%↓0.8%	10.1%↓0.9%	9.9%↓0.7%	9.6%↓0.7%	-	-	-
2026-01-28	16.69%↑2.10%	14.8%↑1.8%	12.4%↑1.3%	11.6%↑0.7%	11.3%↑1.8%	11.0%↑1.5%	10.7%↑1.6%	10.3%↑1.3%	0.0%→	-	-
2026-01-27	14.59%↓0.20%	12.9%→	11.1%↓0.6%	10.8%↓0.1%	9.6%↓1.1%	9.5%↓0.8%	9.1%↓1.3%	9.0%↓1.2%	0.0%↓9.0%	-	-
2026-01-26	14.79%↑0.45%	13.0%↑0.5%	11.7%↓0.2%	10.9%↓0.2%	10.6%↓0.3%	10.4%↓0.5%	10.4%→	10.3%→	9.0%↓1.0%	-	-
2026-01-25	14.34%↑0.54%	12.4%↑0.5%	11.9%↑1.0%	11.1%↑1.0%	10.9%↑1.7%	10.9%↑1.7%	10.4%↑1.7%	10.2%↑1.7%	10.0%↑2.4%	-	-
2026-01-24	13.80%↓3.72%	11.9%↓3.8%	10.9%↓4.7%	10.1%↓4.1%	9.2%↓4.2%	9.1%↓4.1%	8.7%↓4.0%	8.5%↓3.0%	7.6%↓3.6%	-	-
2026-01-23	17.52%↑3.69%	15.7%↑3.3%	15.6%↑3.9%	14.2%↑2.9%	13.4%↑2.7%	13.2%↑3.2%	12.6%↑3.1%	11.6%↑2.4%	11.2%↑2.5%	0.0%→	-
2026-01-22	13.83%↓1.63%	12.4%↓2.1%	11.7%↓1.5%	11.3%↓1.1%	10.7%↓1.1%	10.0%↓1.6%	9.6%↓1.7%	9.2%↓1.5%	8.7%↓1.3%	0.0%↓9.8%	-
2026-01-21	15.46%↑0.54%	14.5%↑0.9%	13.3%↑0.8%	12.4%↑0.6%	11.8%→	11.6%↓0.2%	11.2%↓0.1%	10.7%↓0.4%	10.0%↓0.2%	9.8%↑0.2%	-
2026-01-20	14.92%↓0.15%	13.5%↑0.3%	12.4%↓0.2%	11.9%→	11.8%↑0.2%	11.8%↑0.3%	11.4%↑0.4%	11.1%↑0.2%	10.2%→	9.6%↑0.1%	-
2026-01-19	15.07%↓3.84%	13.2%↓3.9%	12.7%↓2.7%	11.8%↓3.0%	11.5%↓2.6%	11.4%↓2.4%	11.0%↓2.2%	10.9%↓2.3%	10.2%↓2.9%	9.5%↓2.5%	-
2026-01-18	18.91%↑2.53%	17.2%↑2.4%	15.3%↑1.8%	14.9%↑2.9%	14.2%↑2.4%	13.8%↑2.4%	13.3%↑1.8%	13.2%↑2.1%	13.1%↑2.7%	12.0%↑2.2%	-
2026-01-17	16.38%↑0.83%	14.7%↑1.8%	13.5%↑1.2%	11.9%↑0.5%	11.8%↑0.8%	11.5%↑1.0%	11.5%↑1.5%	11.1%↑1.3%	10.4%↑0.9%	9.8%↑0.6%	-
2026-01-16	15.55%	13.0%	12.3%	11.5%	11.0%	10.4%	10.0%	9.8%	9.5%	9.2%	-

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-05	7.19%↓0.22%	100.0%↑59.5%	100.0%→	-	-	-	-	-	-	-	-
2026-02-04	7.41%↓0.26%	40.5%↑5.1%	100.0%↑50.7%	100.0%→	-	-	-	-	-	-	-
2026-02-03	7.67%↓0.18%	35.4%↑1.3%	49.3%↑2.3%	100.0%↑46.9%	100.0%→	-	-	-	-	-	-
2026-02-02	7.85%↓0.62%	34.1%↓6.4%	47.0%↓6.2%	53.1%↓4.5%	100.0%↑38.7%	100.0%→	-	-	-	-	-
2026-02-01	8.47%↑1.24%	40.4%↑7.2%	53.1%→	57.6%↓0.5%	61.3%↑0.3%	100.0%↑37.3%	100.0%→	-	-	-	-
2026-01-31	7.23%↓0.77%	33.2%↓5.4%	53.1%↑5.1%	58.1%↑3.0%	61.0%↑1.8%	62.7%↑1.2%	100.0%↑36.5%	100.0%→	-	-	-
2026-01-30	8.00%↓2.30%	38.6%↓9.7%	48.0%↓12.9%	55.1%↓9.0%	59.2%↓8.5%	61.4%↓8.9%	63.5%↓8.1%	100.0%↑27.1%	-	-	-
2026-01-29	10.30%↑1.38%	48.4%↑10.1%	60.9%↑3.5%	64.1%↑0.7%	67.7%↑2.1%	70.3%↑2.5%	71.7%↑2.4%	72.9%↑2.8%	-	-	-
2026-01-28	8.92%→	38.3%↑3.6%	57.4%↑8.3%	63.4%↑4.9%	65.6%↑4.3%	67.8%↑4.8%	69.2%↑3.7%	70.1%↑3.0%	100.0%→	-	-
2026-01-27	8.86%↓0.76%	34.7%↓2.1%	49.1%→	58.5%→	61.3%↓2.2%	63.0%↓3.9%	65.5%↓2.9%	67.0%↓2.5%	100.0%↑27.4%	-	-
2026-01-26	9.62%↑0.95%	36.8%↓4.0%	49.2%↓3.1%	58.4%↑0.2%	63.5%↑1.4%	66.8%↑1.4%	68.4%↑0.5%	69.5%↓0.3%	72.5%↑1.0%	-	-
2026-01-25	8.67%↑0.52%	40.8%↑12.9%	52.3%↑8.9%	58.2%↑7.9%	62.1%↑6.1%	65.4%↑4.1%	67.9%↑3.2%	69.9%↑3.9%	71.6%↑1.6%	-	-
2026-01-24	8.15%↑0.86%	28.0%↓2.2%	43.4%↑7.8%	50.3%↑5.9%	56.0%↑4.5%	61.3%↑7.5%	64.8%↑7.9%	66.0%↑5.6%	69.9%↑5.9%	-	-
2026-01-23	7.29%↓0.53%	30.1%↓7.5%	35.6%↓12.2%	44.5%↓6.5%	51.5%↓4.4%	53.8%↓5.4%	56.9%↓4.1%	60.4%↓3.4%	64.0%↓4.1%	100.0%→	-
2026-01-22	7.82%↑0.46%	37.6%↑1.0%	47.9%↓3.9%	51.0%↓6.2%	55.9%↓3.1%	59.2%↓1.6%	61.0%↓1.8%	63.7%↓1.0%	68.1%↓2.5%	100.0%↑26.5%	-
2026-01-21	7.36%↓0.45%	36.7%↑4.5%	51.8%↑6.3%	57.1%↑4.7%	59.0%↑3.2%	60.9%↑3.4%	62.8%↑4.2%	64.8%↑5.0%	70.6%↑5.8%	73.5%↑5.7%	-
2026-01-20	7.81%→	32.1%↓5.1%	45.5%↓3.2%	52.4%↓0.5%	55.9%↓2.5%	57.5%↓3.4%	58.6%↓3.0%	59.8%↓3.4%	64.8%↓2.1%	67.8%↓3.5%	-
2026-01-19	7.80%↓0.73%	37.2%↑1.5%	48.7%↓1.5%	52.9%↓4.2%	58.3%↓1.8%	60.8%↓2.0%	61.6%↓3.8%	63.2%↓2.9%	66.9%↓3.1%	71.4%↓1.9%	-
2026-01-18	8.53%↑0.96%	35.7%↑6.3%	50.2%↑6.7%	57.1%↑5.6%	60.1%↑3.2%	62.9%↑3.1%	65.4%↑3.1%	66.1%↑2.7%	70.0%↑4.0%	73.3%↑3.0%	-
2026-01-17	7.57%↓0.41%	29.3%↓1.6%	43.5%↑2.8%	51.5%↑3.4%	56.9%↑3.8%	59.8%↑3.8%	62.3%↑5.0%	63.3%↑3.2%	65.9%↑2.5%	70.3%↑2.9%	-
2026-01-16	7.98%	30.9%	40.7%	48.1%	53.1%	56.0%	57.3%	60.1%	63.4%	67.3%	-

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-05	7.19%↓0.22%	0.0%↓4.4%	0.0%→	-	-	-	-	-	-	-	-
2026-02-04	7.41%↓0.26%	4.4%↓0.5%	0.0%↓3.9%	0.0%→	-	-	-	-	-	-	-
2026-02-03	7.67%↓0.18%	5.0%↓0.2%	3.9%↓0.3%	0.0%↓3.7%	0.0%→	-	-	-	-	-	-
2026-02-02	7.85%↓0.62%	5.2%↑0.1%	4.2%↑0.2%	3.7%→	0.0%↓3.3%	0.0%→	-	-	-	-	-
2026-02-01	8.47%↑1.24%	5.0%↑0.2%	4.0%↑0.6%	3.6%↑0.6%	3.3%↑0.5%	0.0%↓2.7%	0.0%→	-	-	-	-
2026-01-31	7.23%↓0.77%	4.8%→	3.4%↓0.8%	3.0%↓0.6%	2.8%↓0.4%	2.7%↓0.4%	0.0%↓2.9%	0.0%→	-	-	-
2026-01-30	8.00%↓2.30%	4.9%↓0.4%	4.2%↑0.1%	3.6%↓0.1%	3.3%→	3.1%→	2.9%→	0.0%↓2.8%	-	-	-
2026-01-29	10.30%↑1.38%	5.3%↓0.2%	4.0%↑0.2%	3.7%↑0.4%	3.3%↑0.3%	3.1%↑0.2%	2.9%↑0.2%	2.8%↑0.1%	-	-	-
2026-01-28	8.92%→	5.5%↓0.3%	3.8%↓0.7%	3.3%↓0.4%	3.1%↓0.4%	2.9%↓0.4%	2.7%↓0.3%	2.7%↓0.2%	0.0%→	-	-
2026-01-27	8.86%↓0.76%	5.8%↓0.3%	4.5%↓0.4%	3.7%↓0.3%	3.4%→	3.3%→	3.1%→	2.9%→	0.0%↓2.6%	-	-
2026-01-26	9.62%↑0.95%	6.1%↑1.0%	4.9%↑0.8%	4.0%↑0.4%	3.5%↑0.2%	3.2%↑0.2%	3.0%↑0.3%	2.9%↑0.3%	2.6%↑0.2%	-	-
2026-01-25	8.67%↑0.52%	5.1%↓0.7%	4.1%↓0.5%	3.6%↓0.4%	3.3%↓0.3%	3.0%↓0.2%	2.8%→	2.6%↓0.2%	2.5%→	-	-
2026-01-24	8.15%↑0.86%	5.9%↑0.8%	4.6%→	4.0%→	3.6%→	3.1%↓0.2%	2.9%↓0.3%	2.8%↓0.1%	2.5%↓0.2%	-	-
2026-01-23	7.29%↓0.53%	5.1%↑0.2%	4.7%↑0.6%	4.0%↑0.2%	3.5%→	3.4%↑0.2%	3.1%→	2.9%→	2.6%↑0.1%	0.0%→	-
2026-01-22	7.82%↑0.46%	4.9%↑0.2%	4.1%↑0.5%	3.8%↑0.7%	3.5%↑0.4%	3.2%↑0.3%	3.0%↑0.3%	2.8%↑0.2%	2.5%↑0.3%	0.0%↓1.9%	-
2026-01-21	7.36%↓0.45%	4.7%↓0.6%	3.5%↓0.7%	3.1%↓0.6%	3.0%↓0.4%	2.9%↓0.4%	2.7%↓0.5%	2.6%↓0.5%	2.2%↓0.6%	1.9%↓0.6%	-
2026-01-20	7.81%→	5.3%↑0.4%	4.3%↑0.3%	3.7%→	3.5%↑0.2%	3.3%↑0.3%	3.2%↑0.2%	3.1%↑0.3%	2.8%↑0.2%	2.5%↑0.3%	-
2026-01-19	7.80%↓0.73%	4.9%↓0.6%	4.0%↓0.2%	3.7%→	3.2%↓0.2%	3.1%↓0.1%	3.0%→	2.9%→	2.6%→	2.2%→	-
2026-01-18	8.53%↑0.96%	5.5%↑0.1%	4.2%→	3.7%→	3.4%↑0.1%	3.2%↑0.1%	2.9%→	2.9%↑0.1%	2.6%→	2.3%→	-
2026-01-17	7.57%↓0.41%	5.3%↓0.2%	4.3%↓0.5%	3.7%↓0.5%	3.3%↓0.5%	3.0%↓0.5%	2.9%↓0.6%	2.8%↓0.4%	2.6%↓0.3%	2.2%↓0.4%	-
2026-01-16	7.98%	5.5%	4.7%	4.1%	3.7%	3.5%	3.4%	3.2%	2.9%	2.6%	-

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-02 (W06)	7.88%↓1.27%	51.1%↑13.6%	71.7%↑21.0%	82.0%↑25.3%	100.0%↑39.6%	100.0%↑31.6%	-	-	-	-	-
2026-01-26 (W05)	9.15%↑0.96%	37.5%↑5.0%	50.7%↑7.1%	56.8%↑7.3%	60.4%↑6.5%	68.4%↑11.6%	73.4%↑14.5%	77.7%↑16.8%	89.8%↑24.8%	-	-
2026-01-19 (W04)	8.19%↓0.89%	32.4%↓1.6%	43.6%↓3.1%	49.5%↓2.8%	54.0%↓2.1%	56.8%↓1.5%	58.9%↓1.1%	61.0%↓0.4%	65.0%↑0.9%	80.7%↑13.5%	-
2026-01-12 (W03)	9.08%↑0.50%	34.0%↑3.6%	46.7%↑4.1%	52.3%↑2.8%	56.0%↑1.7%	58.3%↑1.0%	60.0%↑0.5%	61.4%→	64.1%↓1.1%	67.2%↓0.7%	-
2026-01-05 (W02)	8.58%↓0.50%	30.4%↓2.9%	42.6%↓2.4%	49.4%↓2.5%	54.3%↓2.1%	57.3%↓2.1%	59.5%↓1.9%	61.4%↓1.3%	65.2%↓0.9%	67.8%↓1.4%	83.9%↑11.5%
2025-12-29 (W01)	9.08%↑0.52%	33.3%↓2.8%	45.0%↓3.7%	51.9%↓2.9%	56.5%↓2.0%	59.4%↓1.4%	61.4%↓0.9%	62.7%↓0.9%	66.1%↓0.2%	69.2%→	72.4%→
2025-12-22 (W52)	8.56%↓0.59%	36.1%↑1.8%	48.7%↑1.2%	54.8%↑0.8%	58.5%↑0.9%	60.8%↑0.5%	62.3%↑0.1%	63.6%↓0.1%	66.3%↓0.5%	69.2%→	72.3%↓0.2%
2025-12-15 (W51)	9.15%↓0.65%	34.3%↓0.9%	47.6%→	53.9%→	57.6%→	60.3%↑0.2%	62.1%↓0.2%	63.8%↓0.2%	66.8%↓0.4%	69.2%↓0.8%	72.5%↓0.8%
2025-12-08 (W50)	9.80%↑1.30%	35.2%↑3.6%	47.6%↑4.0%	54.0%↑3.6%	57.6%↑3.1%	60.1%↑2.7%	62.3%↑2.7%	63.9%↑2.6%	67.2%↑2.5%	70.0%↑1.7%	73.3%↑1.5%
2025-12-01 (W49)	8.50%	31.6%	43.6%	50.3%	54.5%	57.4%	59.6%	61.4%	64.7%	68.3%	71.8%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-02 (W06)	7.88%↓1.27%	3.9%↓1.9%	2.2%↓2.3%	1.4%↓2.5%	0.0%↓3.6%	0.0%↓2.9%	-	-	-	-	-
2026-01-26 (W05)	9.15%↑0.96%	5.7%↑0.2%	4.5%↓0.1%	4.0%↓0.2%	3.6%↓0.1%	2.9%↓0.6%	2.4%↓0.9%	2.1%↓1.1%	1.0%↓1.9%	-	-
2026-01-19 (W04)	8.19%↓0.89%	5.5%↓0.5%	4.6%↓0.2%	4.1%↓0.2%	3.8%↓0.2%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.3%	2.9%↓0.4%	1.6%↓1.4%	-
2026-01-12 (W03)	9.08%↑0.50%	6.0%→	4.8%→	4.3%→	4.0%→	3.8%↑0.1%	3.6%↑0.2%	3.5%↑0.2%	3.3%↑0.3%	3.0%↑0.2%	-
2026-01-05 (W02)	8.58%↓0.50%	6.0%→	4.9%→	4.3%→	3.9%→	3.7%→	3.5%→	3.3%→	3.0%→	2.8%→	1.4%↓1.2%
2025-12-29 (W01)	9.08%↑0.52%	6.0%↑0.6%	5.0%↑0.6%	4.4%↑0.5%	4.0%↑0.4%	3.7%↑0.3%	3.5%↑0.3%	3.4%↑0.3%	3.1%↑0.2%	2.8%↑0.2%	2.5%↑0.1%
2025-12-22 (W52)	8.56%↓0.59%	5.5%↓0.5%	4.4%↓0.4%	3.9%↓0.3%	3.5%↓0.3%	3.4%↓0.3%	3.2%↓0.2%	3.1%↓0.2%	2.9%↓0.2%	2.6%↓0.2%	2.4%↓0.2%
2025-12-15 (W51)	9.15%↓0.65%	6.0%↓0.4%	4.8%↓0.3%	4.2%↓0.3%	3.9%↓0.3%	3.6%↓0.3%	3.5%↓0.2%	3.3%↓0.2%	3.0%↓0.2%	2.8%↓0.1%	2.5%↓0.1%
2025-12-08 (W50)	9.80%↑1.30%	6.4%↑0.5%	5.1%↑0.4%	4.5%↑0.3%	4.2%↑0.3%	3.9%↑0.3%	3.7%↑0.3%	3.5%↑0.3%	3.2%↑0.2%	2.9%↑0.2%	2.6%↑0.2%
2025-12-01 (W49)	8.50%	5.8%	4.8%	4.2%	3.9%	3.6%	3.4%	3.3%	3.0%	2.7%	2.4%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-02 (W06)	14.32%↓2.04%	32.1%↑16.8%	60.7%↑37.6%	81.2%↑54.0%	100.0%↑68.2%	100.0%↑58.0%	-	-	-	-	-
2026-01-26 (W05)	16.36%↑1.30%	15.3%↑4.7%	23.1%↑7.5%	27.1%↑6.3%	31.8%↑7.4%	42.0%↑16.4%	53.9%↑25.2%	61.9%↑30.6%	81.9%↑46.4%	-	-
2026-01-19 (W04)	15.06%↓2.17%	10.6%↓3.1%	15.5%↓4.6%	20.8%↓3.9%	24.4%↓3.0%	25.6%↓3.8%	28.7%↓2.6%	31.3%↓1.5%	35.4%↓0.3%	63.8%↑24.8%	-
2026-01-12 (W03)	17.23%↑1.40%	13.7%↑1.1%	20.2%↑0.3%	24.8%↑0.3%	27.4%↓0.3%	29.4%↓0.5%	31.2%↓0.9%	32.8%↓1.7%	35.7%↓3.2%	39.0%↓3.1%	-
2026-01-05 (W02)	15.83%↓0.23%	12.6%↓1.0%	19.8%↑1.0%	24.4%↑1.4%	27.7%↑1.0%	29.9%↑0.9%	32.1%↑1.0%	34.5%↑1.3%	38.9%↑0.9%	42.1%↑0.6%	73.3%↑29.3%
2025-12-29 (W01)	16.06%↑1.14%	13.6%→	18.8%↓3.4%	23.0%↓3.4%	26.7%↓2.8%	29.1%↓2.0%	31.2%↓1.1%	33.2%→	38.0%↑1.7%	41.4%↑2.5%	43.9%↑1.2%
2025-12-22 (W52)	14.92%↓0.99%	13.5%↑1.2%	22.1%↑2.7%	26.4%↑1.2%	29.5%↑1.9%	31.1%↑1.1%	32.3%↑0.5%	33.2%↓0.2%	36.3%↓0.5%	38.9%↓1.4%	42.8%↓1.7%
2025-12-15 (W51)	15.91%↓1.05%	12.3%↓0.8%	19.5%↓0.8%	25.2%↑0.4%	27.7%↓0.3%	29.9%↓0.5%	31.8%↓0.8%	33.4%↓0.6%	36.8%↓0.8%	40.3%↓0.4%	44.5%↑0.1%
2025-12-08 (W50)	16.96%↑2.05%	13.1%↑0.5%	20.3%↑0.3%	24.9%↓0.2%	28.0%↑0.4%	30.4%↓0.4%	32.6%↓0.3%	34.0%→	37.6%↑0.3%	40.7%↓0.4%	44.4%↓0.8%
2025-12-01 (W49)	14.91%	12.6%	20.0%	25.1%	27.6%	30.9%	32.9%	34.0%	37.3%	41.0%	45.1%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-02 (W06)	14.32%↓2.04%	9.7%↓4.1%	5.6%↓7.0%	2.8%↓9.1%	0.0%↓11.2%	0.0%↓9.5%	-	-	-	-	-
2026-01-26 (W05)	16.36%↑1.30%	13.9%↑0.4%	12.6%↓0.1%	11.9%→	11.2%↓0.2%	9.5%↓1.7%	7.5%↓3.2%	6.2%↓4.2%	2.8%↓6.9%	-	-
2026-01-19 (W04)	15.06%↓2.17%	13.5%↓1.4%	12.7%↓1.0%	11.9%↓1.0%	11.4%↓1.1%	11.2%↓1.0%	10.7%↓1.1%	10.3%↓1.2%	9.7%↓1.4%	5.6%↓4.9%	-
2026-01-12 (W03)	17.23%↑1.40%	14.9%↑1.0%	13.8%↑1.1%	13.0%↑1.0%	12.5%↑1.1%	12.2%↑1.1%	11.8%↑1.1%	11.6%↑1.2%	11.1%↑1.4%	10.5%↑1.3%	-
2026-01-05 (W02)	15.83%↓0.23%	13.8%→	12.7%↓0.3%	12.0%↓0.4%	11.4%↓0.3%	11.1%↓0.3%	10.7%↓0.3%	10.4%↓0.4%	9.7%↓0.3%	9.2%↓0.2%	4.2%↓4.8%
2025-12-29 (W01)	16.06%↑1.14%	13.9%↑1.0%	13.0%↑1.4%	12.4%↑1.4%	11.8%↑1.3%	11.4%↑1.1%	11.1%↑0.9%	10.7%↑0.8%	10.0%↑0.4%	9.4%↑0.3%	9.0%↑0.5%
2025-12-22 (W52)	14.92%↓0.99%	12.9%↓1.1%	11.6%↓1.2%	11.0%↓0.9%	10.5%↓1.0%	10.3%↓0.9%	10.1%↓0.7%	10.0%↓0.6%	9.5%↓0.5%	9.1%↓0.4%	8.5%↓0.3%
2025-12-15 (W51)	15.91%↓1.05%	14.0%↓0.8%	12.8%↓0.7%	11.9%↓0.8%	11.5%↓0.7%	11.2%↓0.6%	10.8%↓0.6%	10.6%↓0.6%	10.1%↓0.5%	9.5%↓0.6%	8.8%↓0.6%
2025-12-08 (W50)	16.96%↑2.05%	14.7%↑1.7%	13.5%↑1.6%	12.7%↑1.6%	12.2%↑1.4%	11.8%↑1.5%	11.4%↑1.4%	11.2%↑1.3%	10.6%↑1.2%	10.1%↑1.3%	9.4%↑1.2%
2025-12-01 (W49)	14.91%	13.0%	11.9%	11.2%	10.8%	10.3%	10.0%	9.8%	9.3%	8.8%	8.2%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02-02 (W06)	7.53%↓1.28%	53.0%↑13.6%	72.9%↑19.7%	82.2%↑22.7%	100.0%↑37.0%	100.0%↑29.3%	-	-	-	-	-
2026-01-26 (W05)	8.81%↑0.97%	39.5%↑4.8%	53.2%↑6.7%	59.4%↑7.1%	63.0%↑6.0%	70.7%↑10.8%	75.1%↑13.2%	79.2%↑15.2%	90.4%↑22.5%	-	-
2026-01-19 (W04)	7.84%↓0.81%	34.6%↓1.5%	46.4%↓3.0%	52.3%↓2.8%	57.0%↓2.0%	59.9%↓1.4%	61.9%↓1.0%	63.9%↓0.4%	67.9%↑0.9%	82.5%↑12.4%	-
2026-01-12 (W03)	8.65%↑0.49%	36.1%↑3.7%	49.4%↑4.2%	55.1%↑2.8%	59.0%↑1.6%	61.2%↑0.8%	62.9%↑0.3%	64.3%↓0.2%	67.0%↓1.2%	70.1%↓0.7%	-
2026-01-05 (W02)	8.16%↓0.57%	32.4%↓2.7%	45.2%↓2.2%	52.3%↓2.3%	57.4%↓1.9%	60.4%↓1.8%	62.6%↓1.5%	64.5%↓0.9%	68.2%↓0.5%	70.8%↓1.0%	85.1%↑10.1%
2025-12-29 (W01)	8.73%↑0.59%	35.2%↓3.7%	47.4%↓4.5%	54.5%↓3.6%	59.2%↓2.7%	62.2%↓2.2%	64.1%↓1.7%	65.4%↓1.8%	68.7%↓1.2%	71.8%↓1.0%	75.0%↓0.9%
2025-12-22 (W52)	8.14%↓0.58%	38.8%↑2.0%	51.9%↑1.1%	58.2%↑1.0%	61.9%↑0.9%	64.4%↑0.6%	65.8%↑0.2%	67.3%→	69.9%↓0.4%	72.8%↑0.3%	75.9%↑0.2%
2025-12-15 (W51)	8.72%↓0.58%	36.8%↓1.2%	50.8%↓0.3%	57.2%↓0.5%	61.0%↓0.4%	63.7%↓0.2%	65.6%↓0.5%	67.2%↓0.5%	70.3%↓0.7%	72.5%↓1.2%	75.7%↓1.3%
2025-12-08 (W50)	9.30%↑1.30%	38.0%↑3.7%	51.1%↑4.1%	57.7%↑3.7%	61.4%↑3.0%	63.9%↑2.7%	66.1%↑2.6%	67.8%↑2.4%	71.0%↑2.4%	73.7%↑1.5%	77.0%↑1.4%
2025-12-01 (W49)	8.00%	34.3%	47.0%	54.0%	58.4%	61.2%	63.5%	65.3%	68.6%	72.2%	75.6%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02-02 (W06)	7.53%↓1.28%	3.5%↓1.8%	2.0%↓2.1%	1.4%↓2.2%	0.0%↓3.3%	0.0%↓2.6%	-	-	-	-	-
2026-01-26 (W05)	8.81%↑0.97%	5.3%↑0.2%	4.1%→	3.6%↓0.2%	3.3%↓0.1%	2.6%↓0.6%	2.2%↓0.8%	1.8%↓1.0%	0.9%↓1.6%	-	-
2026-01-19 (W04)	7.84%↓0.81%	5.1%↓0.4%	4.2%↓0.2%	3.7%↓0.1%	3.4%↓0.2%	3.1%↓0.2%	3.0%↓0.2%	2.8%↓0.3%	2.5%↓0.3%	1.3%↓1.3%	-
2026-01-12 (W03)	8.65%↑0.49%	5.5%→	4.4%→	3.9%→	3.5%→	3.4%↑0.1%	3.2%↑0.2%	3.1%↑0.2%	2.9%↑0.3%	2.6%↑0.2%	-
2026-01-05 (W02)	8.16%↓0.57%	5.5%↓0.1%	4.5%↓0.1%	3.9%→	3.5%→	3.2%→	3.0%→	2.9%↓0.1%	2.6%↓0.1%	2.4%→	1.2%↓1.0%
2025-12-29 (W01)	8.73%↑0.59%	5.7%↑0.7%	4.6%↑0.7%	4.0%↑0.6%	3.6%↑0.5%	3.3%↑0.4%	3.1%↑0.4%	3.0%↑0.3%	2.7%↑0.3%	2.5%↑0.2%	2.2%↑0.2%
2025-12-22 (W52)	8.14%↓0.58%	5.0%↓0.5%	3.9%↓0.4%	3.4%↓0.3%	3.1%↓0.3%	2.9%↓0.3%	2.8%↓0.2%	2.7%↓0.2%	2.5%↓0.1%	2.2%↓0.2%	2.0%↓0.2%
2025-12-15 (W51)	8.72%↓0.58%	5.5%↓0.2%	4.3%↓0.3%	3.7%↓0.2%	3.4%↓0.2%	3.2%↓0.2%	3.0%↓0.2%	2.9%↓0.1%	2.6%↓0.1%	2.4%→	2.1%→
2025-12-08 (W50)	9.30%↑1.30%	5.8%↑0.5%	4.5%↑0.3%	3.9%↑0.3%	3.6%↑0.3%	3.4%↑0.3%	3.1%↑0.2%	3.0%↑0.2%	2.7%↑0.2%	2.4%↑0.2%	2.1%↑0.2%
2025-12-01 (W49)	8.00%	5.2%	4.2%	3.7%	3.3%	3.1%	2.9%	2.8%	2.5%	2.2%	1.9%

Overall New User Old User

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	8.07%↓0.86%	48.3%↑14.7%	67.1%↑21.2%	74.7%↑22.5%	85.6%↑29.1%	100.0%↑40.8%	100.0%↑38.0%	-	-	-	-
2026-01	8.93%→	33.6%↓0.5%	46.0%↓0.5%	52.2%↓0.7%	56.5%↓0.2%	59.2%↓0.2%	62.0%↑0.7%	65.1%↑2.3%	67.9%↑1.8%	70.4%↑1.4%	77.7%↑5.4%
2025-12	8.88%	34.1%	46.5%	52.9%	56.8%	59.4%	61.3%	62.9%	66.1%	69.0%	72.3%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	8.07%↓0.86%	4.2%↓1.8%	2.6%↓2.2%	2.1%↓2.2%	1.2%↓2.7%	0.0%↓3.6%	0.0%↓3.4%	-	-	-	-
2026-01	8.93%→	5.9%→	4.8%→	4.3%→	3.9%→	3.6%→	3.4%→	3.1%↓0.2%	2.9%↓0.1%	2.6%↓0.1%	2.1%↓0.4%
2025-12	8.88%	5.9%	4.8%	4.2%	3.8%	3.6%	3.4%	3.3%	3.0%	2.8%	2.5%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	14.87%↓1.39%	29.2%↑15.9%	54.0%↑34.2%	69.6%↑45.2%	79.0%↑51.1%	100.0%↑70.2%	100.0%↑65.8%	-	-	-	-
2026-01	16.26%↑0.74%	13.3%↑0.6%	19.8%↓0.4%	24.4%↓0.6%	28.0%↑0.1%	29.8%↓0.5%	34.2%↑2.0%	38.7%↑5.3%	41.1%↑4.1%	45.0%↑4.7%	57.1%↑12.9%
2025-12	15.52%	12.7%	20.2%	25.0%	27.8%	30.3%	32.2%	33.4%	37.0%	40.3%	44.2%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	14.87%↓1.39%	10.5%↓3.6%	6.8%↓6.2%	4.8%↓7.5%	3.3%↓8.4%	0.0%↓11.4%	0.0%↓10.7%	-	-	-	-
2026-01	16.26%↑0.74%	14.1%↑0.5%	13.0%↑0.6%	12.3%↑0.6%	11.7%↑0.5%	11.4%↑0.6%	10.7%↑0.2%	10.0%↓0.4%	9.6%↓0.2%	9.0%↓0.2%	7.1%↓1.6%
2025-12	15.52%	13.6%	12.4%	11.6%	11.2%	10.8%	10.5%	10.3%	9.8%	9.3%	8.7%

Recovery Rates

Period	Overdue Rate	D1	D2	D3	D4	D5	D6	D7	D10	D15	D30
2026-02	7.72%↓0.82%	50.2%↑14.5%	68.4%↑19.8%	75.2%↑20.1%	86.2%↑26.7%	100.0%↑37.8%	100.0%↑35.2%	-	-	-	-
2026-01	8.54%↑0.10%	35.7%↓1.0%	48.6%↓1.1%	55.1%↓1.3%	59.4%↓0.9%	62.2%↓0.7%	64.8%→	67.8%↑1.3%	70.6%↑1.0%	73.1%↑0.6%	79.9%↑4.1%
2025-12	8.44%	36.7%	49.7%	56.4%	60.3%	62.9%	64.8%	66.5%	69.7%	72.5%	75.8%

DPD Overdue Rates

Period	Overdue Rate	DPD1	DPD2	DPD3	DPD4	DPD5	DPD6	DPD7	DPD10	DPD15	DPD30
2026-02	7.72%↓0.82%	3.8%↓1.7%	2.4%↓1.9%	1.9%↓1.9%	1.1%↓2.4%	0.0%↓3.2%	0.0%↓3.0%	-	-	-	-
2026-01	8.54%↑0.10%	5.5%↑0.1%	4.4%↑0.2%	3.8%↑0.2%	3.5%↑0.1%	3.2%↑0.1%	3.0%→	2.8%→	2.5%→	2.3%→	1.8%↓0.3%
2025-12	8.44%	5.3%	4.2%	3.7%	3.4%	3.1%	3.0%	2.8%	2.6%	2.3%	2.1%

MTD 环比分析 (Lift Analysis)

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	406,007,052	430,030,078	↓ 5.6%	445,962,340	-
入催率	8.07%	9.64%	↓ 16.3%	8.17%	-
DPD1	5.33%	6.49%	↓ 17.9%	5.58%	-
DPD5	-	-	-	-	-

* 观测进度: 5 天

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	19,668,722	22,069,684	↓ 10.9%	31,560,530	-
入催率	14.87%	17.22%	↓ 13.7%	14.15%	-
DPD1	13.51%	14.64%	↓ 7.7%	12.45%	-
DPD5	-	-	-	-	-

* 观测进度: 5 天

Metric	本月 MTD	上月 M-1	Lift (MoM)	前月 M-2	去年 Y-1
在贷本金	386,338,330	407,960,394	↓ 5.3%	414,401,810	-
入催率	7.72%	9.23%	↓ 16.3%	7.71%	-
DPD1	4.92%	6.04%	↓ 18.6%	5.05%	-
DPD5	-	-	-	-	-

* 观测进度: 5 天

资产质量趋势 (Due Trends)

2归因与结构 (Attribution & Structure)

归因中心

Current /

Benchmark /

Analyzing...

Metric

Dimension

期限监控矩阵 (Term × MOB)

客群

产品期数

指标 (Metric)

Show Lift (MoM)

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.35%↓14.6%	8.52%→	7.58%↓1.2%	6.22%↓6.5%	7.73%→	5.73%↓1.1%	14.99%↓5.9%	16.28%↑33.2%	7.67%↓19.6%
2026-01	9.78%↑4.0%	8.56%↓3.6%	7.67%↓4.7%	6.65%→	7.76%↓2.5%	5.79%↓8.2%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	9.40%	8.88%	8.05%	6.63%	7.96%	6.31%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.95%↓17.9%	-	-	-	-	-	-	-	-
2026-01	9.68%↑4.1%	-	-	-	-	-	-	-	-
2025-12	9.30%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.90%↓7.2%	6.63%→	-	-	-	-	-	-	-
2026-01	9.58%↑2.7%	6.63%↓8.8%	-	-	-	-	-	-	-
2025-12	9.33%	7.27%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.52%↓4.0%	8.83%→	5.90%↓5.0%	-	-	-	-	-	-
2026-01	9.92%→	8.76%↓2.4%	6.21%↓5.0%	-	-	-	-	-	-
2025-12	9.84%	8.98%	6.53%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.94%↓20.3%	10.18%↓2.2%	9.16%↑2.6%	5.81%↓8.5%	-	-	-	-	-
2026-01	11.22%↑10.6%	10.40%↑2.1%	8.93%↓4.7%	6.35%↑1.6%	-	-	-	-	-
2025-12	10.15%	10.19%	9.36%	6.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	10.18%	12.52%↓61.4%	28.45%	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	32.41%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.30%↓5.1%	9.14%↑6.9%	7.88%↓4.7%	8.49%↑3.0%	7.70%→	5.76%→	-	-	-
2026-01	7.69%↓4.5%	8.55%↑2.9%	8.27%↓2.6%	8.24%↓3.7%	7.71%↓2.9%	5.77%↓6.5%	-	-	-
2025-12	8.06%	8.31%	8.49%	8.56%	7.94%	6.17%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	4.19%↓42.6%	6.70%↓22.9%	10.25%↓39.0%	14.01%↓21.6%	13.02%↓19.4%	0.00%↓100.0%	14.99%↓5.9%	16.28%↑33.2%	7.67%↓19.6%
2026-01	7.29%↑1.6%	8.70%↓45.4%	16.80%↑23.3%	17.87%↑3.1%	16.15%↑29.7%	10.59%↓33.7%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	7.17%	15.94%	13.62%	17.33%	12.46%	15.98%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	10.72%↑8.0%	12.13%↑52.6%	-	-	-	-	-	-	-
2026-01	9.93%↑71.3%	7.95%	-	-	-	-	-	-	-
2025-12	5.80%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	15.62%↓7.7%	9.99%↓12.2%	7.28%↓21.5%	-	-	-	-	-	-
2026-01	16.93%↑6.6%	11.37%↓2.9%	9.28%↑19.3%	-	-	-	-	-	-
2025-12	15.89%	11.70%	7.77%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	15.79%↓8.3%	-	-	-	-	-	-	-	-
2026-01	17.22%↑7.0%	-	-	-	-	-	-	-	-
2025-12	16.09%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	11.67%↓12.3%	8.07%↑8.6%	-	-	-	-	-	-	-
2026-01	13.31%↑28.3%	7.43%↓23.5%	-	-	-	-	-	-	-
2025-12	10.38%	9.71%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	14.63%↑7.6%	10.47%↓14.5%	7.28%↓21.5%	-	-	-	-	-	-
2026-01	13.60%→	12.24%→	9.28%↑19.3%	-	-	-	-	-	-
2025-12	13.46%	12.25%	7.77%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.72%↓15.6%	8.49%→	7.58%→	6.22%↓6.5%	7.73%→	5.73%↓1.1%	14.99%↓5.9%	16.28%↑33.2%	7.67%↓19.6%
2026-01	9.15%↑5.6%	8.51%↓3.8%	7.65%↓5.0%	6.65%→	7.76%↓2.5%	5.79%↓8.2%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	8.66%	8.85%	8.05%	6.63%	7.96%	6.31%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	6.90%↓20.1%	-	-	-	-	-	-	-	-
2026-01	8.64%↑6.4%	-	-	-	-	-	-	-	-
2025-12	8.12%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.86%↓7.1%	6.61%→	-	-	-	-	-	-	-
2026-01	9.54%↑2.4%	6.62%↓8.6%	-	-	-	-	-	-	-
2025-12	9.32%	7.25%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	9.24%↓5.2%	8.75%↑1.9%	5.86%↓4.3%	-	-	-	-	-	-
2026-01	9.75%↑1.0%	8.59%↓3.3%	6.12%↓5.8%	-	-	-	-	-	-
2025-12	9.65%	8.88%	6.50%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	8.94%↓20.3%	10.18%↓2.2%	9.16%↑2.6%	5.81%↓8.5%	-	-	-	-	-
2026-01	11.22%↑10.6%	10.40%↑2.1%	8.93%↓4.7%	6.35%↑1.6%	-	-	-	-	-
2025-12	10.15%	10.19%	9.36%	6.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	10.18%	12.52%↓61.4%	28.45%	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	32.41%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	7.30%↓5.1%	9.14%↑6.9%	7.88%↓4.7%	8.49%↑3.0%	7.70%→	5.76%→	-	-	-
2026-01	7.69%↓4.5%	8.55%↑2.9%	8.27%↓2.6%	8.24%↓3.7%	7.71%↓2.9%	5.77%↓6.5%	-	-	-
2025-12	8.06%	8.31%	8.49%	8.56%	7.94%	6.17%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	4.19%↓42.6%	6.70%↓22.9%	10.25%↓39.0%	14.01%↓21.6%	13.02%↓19.4%	0.00%↓100.0%	14.99%↓5.9%	16.28%↑33.2%	7.67%↓19.6%
2026-01	7.29%↑1.6%	8.70%↓45.4%	16.80%↑23.3%	17.87%↑3.1%	16.15%↑29.7%	10.59%↓33.7%	15.93%↑93.2%	12.23%↑13.5%	9.54%→
2025-12	7.17%	15.94%	13.62%	17.33%	12.46%	15.98%	8.25%	10.77%	9.53%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	10.72%↑8.0%	12.13%↑52.6%	-	-	-	-	-	-	-
2026-01	9.93%↑71.3%	7.95%	-	-	-	-	-	-	-
2025-12	5.80%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	4.23%↑3.4%	3.21%↓1.7%	2.87%→	2.32%↓2.2%	2.62%↓3.3%	2.05%↑9.1%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	4.09%	3.27%	2.88%	2.38%	2.71%	1.88%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	4.47%↑2.4%	-	-	-	-	-	-	-	-
2025-12	4.37%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.70%↑10.8%	2.23%↓10.7%	-	-	-	-	-	-	-
2025-12	3.34%	2.49%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.80%↑2.1%	3.34%→	2.16%↓3.6%	-	-	-	-	-	-
2025-12	3.72%	3.33%	2.24%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	4.50%↑13.3%	4.17%↑7.9%	3.50%↑1.5%	2.20%↓2.1%	-	-	-	-	-
2025-12	3.97%	3.87%	3.44%	2.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.73%↓5.0%	3.04%→	3.12%→	2.98%→	2.62%↓3.4%	2.03%↑8.9%	-	-	-
2025-12	2.88%	3.01%	3.09%	3.00%	2.71%	1.87%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.60%↓7.9%	3.01%↓66.1%	3.81%↑9.0%	2.50%↓69.9%	4.38%→	6.81%↑123.4%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.82%	8.87%	3.49%	8.30%	4.35%	3.05%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.56%↑116.0%	2.38%	-	-	-	-	-	-	-
2025-12	1.65%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	12.11%↑8.1%	6.09%↑2.9%	4.55%↑29.2%	-	-	-	-	-	-
2025-12	11.21%	5.91%	3.52%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	12.45%↑9.0%	-	-	-	-	-	-	-	-
2025-12	11.43%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	5.06%↓19.4%	4.44%↓11.4%	-	-	-	-	-	-	-
2025-12	6.28%	5.02%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	8.93%↑6.5%	6.45%↑4.7%	4.55%↑29.2%	-	-	-	-	-	-
2025-12	8.39%	6.16%	3.52%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.54%↑7.8%	3.15%↓2.5%	2.85%→	2.32%↓2.2%	2.62%↓3.3%	2.05%↑9.1%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.28%	3.23%	2.88%	2.38%	2.71%	1.88%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.37%↑7.3%	-	-	-	-	-	-	-	-
2025-12	3.14%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.69%↑11.5%	2.20%↓10.9%	-	-	-	-	-	-	-
2025-12	3.31%	2.47%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.57%↑2.5%	3.19%↓2.0%	2.09%↓5.2%	-	-	-	-	-	-
2025-12	3.49%	3.25%	2.20%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	4.50%↑13.3%	4.17%↑7.9%	3.50%↑1.5%	2.20%↓2.1%	-	-	-	-	-
2025-12	3.97%	3.87%	3.44%	2.25%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.73%↓5.0%	3.04%→	3.12%→	2.98%→	2.62%↓3.4%	2.03%↑8.9%	-	-	-
2025-12	2.88%	3.01%	3.09%	3.00%	2.71%	1.87%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.60%↓7.9%	3.01%↓66.1%	3.81%↑9.0%	2.50%↓69.9%	4.38%→	6.81%↑123.4%	5.19%↑155.2%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.82%	8.87%	3.49%	8.30%	4.35%	3.05%	2.03%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.56%↑116.0%	2.38%	-	-	-	-	-	-	-
2025-12	1.65%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%
2026-01	3.64%↓4.0%	2.76%↓4.9%	2.36%↓8.9%	1.94%↓7.7%	2.13%↓8.3%	1.66%↓1.2%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.79%	2.91%	2.59%	2.10%	2.32%	1.68%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	-	-	-	-	-	-	-	-
2026-01	3.88%↓4.8%	-	-	-	-	-	-	-	-
2025-12	4.08%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	3.10%↑4.7%	1.89%↓16.8%	-	-	-	-	-	-	-
2025-12	2.97%	2.27%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-
2026-01	3.21%↓5.1%	2.87%↓1.4%	1.74%↓12.1%	-	-	-	-	-	-
2025-12	3.39%	2.91%	1.98%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-
2026-01	3.80%↑4.4%	3.63%↑5.4%	2.90%↓6.5%	1.82%↓7.9%	-	-	-	-	-
2025-12	3.64%	3.44%	3.11%	1.98%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-
2026-01	2.36%↓11.4%	2.62%↓4.3%	2.53%↓10.7%	2.55%↓4.7%	2.12%↓8.4%	1.65%↓1.1%	-	-	-
2025-12	2.67%	2.74%	2.83%	2.67%	2.31%	1.66%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%
2026-01	2.31%↓14.4%	2.79%↓64.8%	3.23%↑8.1%	2.33%↓71.9%	4.38%→	5.25%↑72.2%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.70%	7.94%	2.99%	8.30%	4.35%	3.05%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	2.99%↑92.4%	2.21%	-	-	-	-	-	-	-
2025-12	1.55%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-
2026-01	10.59%↓1.2%	5.13%↓4.0%	3.96%↑18.7%	-	-	-	-	-	-
2025-12	10.72%	5.34%	3.33%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	-	-	-	-	-	-	-	-
2026-01	10.91%→	-	-	-	-	-	-	-	-
2025-12	10.95%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	4.50%↓23.8%	3.40%↓32.3%	-	-	-	-	-	-	-
2025-12	5.91%	5.02%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-
2026-01	7.56%↓1.5%	5.51%↑1.5%	3.96%↑18.7%	-	-	-	-	-	-
2025-12	7.68%	5.43%	3.33%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%
2026-01	3.03%→	2.72%↓5.5%	2.34%↓9.4%	1.94%↓7.7%	2.13%↓8.3%	1.66%↓1.2%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	3.00%	2.88%	2.58%	2.10%	2.32%	1.68%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	-	-	-	-	-	-	-	-
2026-01	2.91%↑1.0%	-	-	-	-	-	-	-	-
2025-12	2.88%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	3.09%↑5.3%	1.87%↓16.6%	-	-	-	-	-	-	-
2025-12	2.93%	2.24%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-
2026-01	3.02%↓4.7%	2.74%↓3.6%	1.67%↓13.8%	-	-	-	-	-	-
2025-12	3.17%	2.84%	1.94%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-
2026-01	3.80%↑4.4%	3.63%↑5.4%	2.90%↓6.5%	1.82%↓7.9%	-	-	-	-	-
2025-12	3.64%	3.44%	3.11%	1.98%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	10.18%	12.52%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	-	-	-
2026-01	2.36%↓11.4%	2.62%↓4.3%	2.53%↓10.7%	2.55%↓4.7%	2.12%↓8.4%	1.65%↓1.1%	-	-	-
2025-12	2.67%	2.74%	2.83%	2.67%	2.31%	1.66%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%	0.00%↓100.0%
2026-01	2.31%↓14.4%	2.79%↓64.8%	3.23%↑8.1%	2.33%↓71.9%	4.38%→	5.25%↑72.2%	5.19%↑296.5%	3.93%↑817.6%	0.83%↓73.3%
2025-12	2.70%	7.94%	2.99%	8.30%	4.35%	3.05%	1.31%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	0.00%↓100.0%	0.00%↓100.0%	-	-	-	-	-	-	-
2026-01	2.99%↑92.4%	2.21%	-	-	-	-	-	-	-
2025-12	1.55%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.43%↑4.7%	2.42%↑5.1%	2.09%↑5.5%	1.56%↓1.7%	1.70%↑7.2%	1.29%↑1.0%	3.32%↑172.0%	0.99%↑130.9%	0.68%↓78.0%
2025-12	3.28%	2.30%	1.99%	1.59%	1.59%	1.27%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.69%↑2.8%	-	-	-	-	-	-	-	-
2025-12	3.59%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.89%↑16.9%	1.67%↓5.9%	-	-	-	-	-	-	-
2025-12	2.48%	1.77%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.00%↑8.0%	2.47%↑6.7%	1.58%↑2.5%	-	-	-	-	-	-
2025-12	2.78%	2.31%	1.54%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.50%↑16.0%	3.14%↑15.0%	2.53%↑6.7%	1.47%↓2.2%	-	-	-	-	-
2025-12	3.02%	2.73%	2.37%	1.51%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	11.17%	13.94%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.19%↓4.9%	2.36%↑6.3%	2.34%↑10.4%	2.02%↑1.9%	1.68%↑6.2%	1.28%↑2.0%	-	-	-
2025-12	2.30%	2.22%	2.12%	1.98%	1.58%	1.25%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	1.99%↓8.3%	2.14%↓70.8%	2.73%→	2.23%↓15.5%	5.50%↑117.6%	2.66%↑1.8%	3.32%↑172.0%	0.99%↑130.9%	0.68%↓78.0%
2025-12	2.16%	7.35%	2.71%	2.63%	2.53%	2.61%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.36%↑74.4%	1.85%	-	-	-	-	-	-	-
2025-12	1.35%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.49%↑8.5%	4.37%↑13.5%	3.67%↑48.0%	-	-	-	-	-	-
2025-12	9.67%	3.85%	2.48%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.84%↑9.5%	-	-	-	-	-	-	-	-
2025-12	9.90%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.81%↓22.9%	1.93%↓54.7%	-	-	-	-	-	-	-
2025-12	4.95%	4.25%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	7.03%↑6.4%	4.93%↑32.0%	3.67%↑48.0%	-	-	-	-	-	-
2025-12	6.61%	3.73%	2.48%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.79%↑9.5%	2.38%↑4.3%	2.07%↑4.8%	1.56%↓1.7%	1.70%↑7.2%	1.29%↑1.0%	3.32%↑172.0%	0.99%↑130.9%	0.68%↓78.0%
2025-12	2.55%	2.28%	1.98%	1.59%	1.59%	1.27%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.68%↑7.5%	-	-	-	-	-	-	-	-
2025-12	2.49%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.88%↑17.8%	1.66%↓4.9%	-	-	-	-	-	-	-
2025-12	2.45%	1.75%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.81%↑8.9%	2.35%↑3.4%	1.51%→	-	-	-	-	-	-
2025-12	2.58%	2.27%	1.51%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.50%↑16.0%	3.14%↑15.0%	2.53%↑6.7%	1.47%↓2.2%	-	-	-	-	-
2025-12	3.02%	2.73%	2.37%	1.51%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	11.17%	13.94%	0.00%→	0.00%↓100.0%	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.19%↓4.9%	2.36%↑6.3%	2.34%↑10.4%	2.02%↑1.9%	1.68%↑6.2%	1.28%↑2.0%	-	-	-
2025-12	2.30%	2.22%	2.12%	1.98%	1.58%	1.25%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	1.99%↓8.3%	2.14%↓70.8%	2.73%→	2.23%↓15.5%	5.50%↑117.6%	2.66%↑1.8%	3.32%↑172.0%	0.99%↑130.9%	0.68%↓78.0%
2025-12	2.16%	7.35%	2.71%	2.63%	2.53%	2.61%	1.22%	0.43%	3.09%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.36%↑74.4%	1.85%	-	-	-	-	-	-	-
2025-12	1.35%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.19%↑6.0%	2.07%↑5.0%	1.82%↑10.9%	1.14%↓11.6%	1.46%↑10.6%	1.25%↑30.3%	5.60%↑358.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	3.01%	1.97%	1.64%	1.29%	1.32%	0.96%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.39%↑2.4%	-	-	-	-	-	-	-	-
2025-12	3.31%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.87%↑28.7%	1.46%↓3.1%	-	-	-	-	-	-	-
2025-12	2.23%	1.51%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.92%↑14.9%	2.05%↑1.6%	1.28%↑2.4%	-	-	-	-	-	-
2025-12	2.54%	2.02%	1.25%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.04%↑11.0%	2.59%↑12.0%	2.20%↑11.3%	1.09%↓11.3%	-	-	-	-	-
2025-12	2.73%	2.31%	1.98%	1.23%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	23.05%	98.37%	0.00%→	-	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.25%↑7.6%	2.14%↑14.3%	2.50%↑40.7%	1.41%↓11.2%	1.45%↑9.8%	1.26%↑34.3%	-	-	-
2025-12	2.09%	1.87%	1.78%	1.59%	1.32%	0.93%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.09%↓1.1%	1.31%↓80.2%	0.77%↓46.4%	0.00%↓100.0%	3.31%↑86.9%	0.00%↓100.0%	5.60%↑358.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	2.11%	6.59%	1.43%	1.29%	1.77%	2.61%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	1.92%↑66.5%	-	-	-	-	-	-	-	-
2025-12	1.15%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	9.78%↑8.1%	4.66%↑45.6%	1.94%↓10.8%	-	-	-	-	-	-
2025-12	9.05%	3.20%	2.17%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	10.13%↑9.4%	-	-	-	-	-	-	-	-
2025-12	9.27%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	1.80%↓57.0%	1.45%↓62.8%	-	-	-	-	-	-	-
2025-12	4.18%	3.91%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	6.58%↑4.3%	5.52%↑83.6%	1.94%↓10.8%	-	-	-	-	-	-
2025-12	6.31%	3.01%	2.17%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	-	-	-	-	-	-	-	-	-
2025-12	-	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.59%↑11.7%	2.03%↑3.9%	1.82%↑11.2%	1.14%↓11.6%	1.46%↑10.6%	1.25%↑30.3%	5.60%↑358.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	2.32%	1.96%	1.64%	1.29%	1.32%	0.96%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.44%↑7.3%	-	-	-	-	-	-	-	-
2025-12	2.27%	-	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.88%↑30.5%	1.46%↓1.7%	-	-	-	-	-	-	-
2025-12	2.21%	1.49%	-	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.75%↑17.0%	1.93%↓3.0%	1.27%↑3.1%	-	-	-	-	-	-
2025-12	2.35%	1.99%	1.23%	-	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	3.04%↑11.0%	2.59%↑12.0%	2.20%↑11.3%	1.09%↓11.3%	-	-	-	-	-
2025-12	2.73%	2.31%	1.98%	1.23%	-	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	23.05%	98.37%	0.00%→	-	0.00%→	-	-	-	-
2025-12	0.00%	0.00%	0.00%	51.84%	0.00%	-	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.25%↑7.6%	2.14%↑14.3%	2.50%↑40.7%	1.41%↓11.2%	1.45%↑9.8%	1.26%↑34.3%	-	-	-
2025-12	2.09%	1.87%	1.78%	1.59%	1.32%	0.93%	-	-	-

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	2.09%↓1.1%	1.31%↓80.2%	0.77%↓46.4%	0.00%↓100.0%	3.31%↑86.9%	0.00%↓100.0%	5.60%↑358.5%	0.00%↓100.0%	0.00%↓100.0%
2025-12	2.11%	6.59%	1.43%	1.29%	1.77%	2.61%	1.22%	0.43%	1.24%

到期月	MOB1	MOB2	MOB3	MOB4	MOB5	MOB6	MOB7	MOB8	MOB9
2026-02	-	-	-	-	-	-	-	-	-
2026-01	1.92%↑66.5%	-	-	-	-	-	-	-	-
2025-12	1.15%	-	-	-	-	-	-	-	-

* 纵轴=到期月，横轴=放款期数 MOB，Lift = (本月-上月)/上月。

金额段 x 月份热力图 (Amount Segment Heatmap)

Month	4) 3001-4000	2) 1001-2000	1) 0-1000	6) >5000	3) 2001-3000	5) 4001-5000
2026-02	7.68%	7.63%	7.84%	8.59%	8.04%	7.63%
2026-01	8.47%	8.05%	7.82%	10.19%	8.60%	7.91%
2025-12	8.50%	8.32%	8.30%	9.61%	9.01%	7.80%

Month	4) 3001-4000	2) 1001-2000	1) 0-1000	6) >5000	3) 2001-3000	5) 4001-5000
2026-02	3.80%	3.86%	4.05%	4.54%	4.27%	3.66%
2026-01	5.37%	5.20%	5.13%	6.97%	5.59%	5.28%
2025-12	5.45%	5.31%	5.43%	6.53%	5.92%	4.93%

Month	4) 3001-4000	2) 1001-2000	1) 0-1000	6) >5000	3) 2001-3000	5) 4001-5000
2026-01	3.31%	3.07%	2.94%	4.43%	3.43%	3.16%
2025-12	3.30%	3.06%	3.11%	4.25%	3.64%	2.96%

Month	4) 3001-4000	2) 1001-2000	1) 0-1000	6) >5000	3) 2001-3000	5) 4001-5000
2026-01	2.46%	2.09%	1.93%	3.19%	2.44%	2.29%
2025-12	2.20%	1.96%	1.95%	3.04%	2.43%	1.99%

High Risk

Med Risk

Low Risk

* Color scale is relative to min/max of each metric.

维度拆解 (Breakdown)

* Comparison: Last 7 Days vs Previous 7 Days

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	4724	7.23% ↓ 10%	3.26% ↓ 33%	2.14% ↓ 12%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
新客	7741	15.32% ↓ 3%	11.57% ↓ 14%	11.42% ↑ 7%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
新转化老客	223027	7.74% ↓ 13%	4.16% ↓ 25%	2.98% ↓ 5%	0.00% ↓ 100%	-	-	0.00% →	0.00% →

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	97152	8.45% ↓ 20%	4.76% ↓ 30%	3.77% ↓ 10%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
2	55476	8.60% →	4.61% ↓ 14%	3.20% ↑ 10%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
3	47672	7.32% ↑ 2%	4.16% ↓ 11%	2.64% ↑ 4%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
4	25053	6.27% ↓ 3%	3.34% ↓ 17%	2.63% ↑ 24%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
5	4931	7.57% ↑ 4%	3.86% ↓ 21%	2.12% ↓ 21%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
6	5100	5.22% ↓ 8%	2.76% ↓ 22%	1.69% ↓ 18%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
7	31	15.58% ↑ 132%	10.79% ↑ 147%	0.00% ↓ 100%	0.00% ↓ 100%	-	-	0.00%	-
8	40	12.58% ↓ 51%	6.24% ↓ 74%	0.00% ↓ 100%	0.00% ↓ 100%	-	-	-	-
9	37	7.00% ↓ 20%	0.00% ↓ 100%	0.00% →	0.00% →	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	39702	4.51% ↓ 16%	2.46% ↓ 31%	1.83% ↓ 12%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
B	64300	6.03% ↓ 11%	3.35% ↓ 26%	2.28% ↓ 17%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
C	36698	8.53% ↓ 12%	5.13% ↓ 23%	3.79% ↓ 8%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
D	61869	9.72% ↓ 12%	5.16% ↓ 21%	3.48% ↓ 6%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
E	18480	12.08% ↓ 11%	6.84% ↓ 24%	6.25% ↑ 19%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
F	12061	13.73% ↓ 15%	7.45% ↓ 24%	6.35% ↑ 13%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
G	1783	15.11% ↓ 24%	9.73% ↓ 23%	8.40% ↑ 18%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
H	576	19.51% ↑ 23%	11.47% ↓ 10%	10.29% ↑ 9%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
Z	1	0.00% →	0.00% →	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	74383	7.81% ↓ 2%	4.30% ↓ 19%	2.75% ↓ 10%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
2) 1001-2000	79599	7.72% ↓ 4%	4.11% ↓ 21%	2.88% ↓ 2%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
3) 2001-3000	35655	8.10% ↓ 6%	4.54% ↓ 17%	3.23% ↑ 2%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
4) 3001-4000	15305	7.71% ↓ 7%	4.12% ↓ 16%	3.08% ↑ 8%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
5) 4001-5000	9393	7.65% ↓ 5%	4.00% ↓ 24%	2.92% ↓ 3%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
6) >5000	21157	8.58% ↓ 22%	4.96% ↓ 29%	4.00% ↓ 7%	0.00% ↓ 100%	-	-	0.00% →	0.00% →

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
新客	7741	15.32% ↓ 3%	11.57% ↓ 14%	11.42% ↑ 7%	0.00% ↓ 100%	-	-	0.00% →	0.00% →

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	6544	16.00% ↓ 3%	12.21% ↓ 15%	11.81% ↑ 3%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
2	839	10.46% ↓ 12%	7.17% ↓ 14%	8.51% ↑ 59%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
3	358	7.71% ↑ 4%	3.92% ↓ 33%	3.83% ↑ 18%	0.00% ↓ 100%	-	-	0.00% →	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	1004	6.66% ↓ 26%	4.15% ↓ 36%	5.02% ↓ 2%	0.00% ↓ 100%	-	-	0.00% →	-
B	1799	13.30% ↑ 11%	9.81% ↓ 2%	11.62% ↑ 69%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
C	2292	17.58% ↓ 7%	13.33% ↓ 18%	12.05% ↓ 11%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
D	1566	20.41% ↑ 2%	16.50% ↓ 10%	13.95% ↓ 5%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
E	604	22.60% ↑ 9%	18.20% ↓ 4%	17.08% ↑ 16%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
F	237	25.00% ↑ 18%	17.73% ↓ 10%	22.00% ↑ 32%	0.00% ↓ 100%	-	-	0.00% →	0.00%
G	108	24.08% ↓ 16%	19.03% ↓ 22%	17.86% ↓ 1%	0.00% ↓ 100%	-	-	0.00% →	-
H	131	28.49% ↓ 5%	18.24% ↓ 34%	19.23% ↓ 26%	0.00% ↓ 100%	-	-	0.00% →	0.00% →

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	1327	20.97% ↓ 2%	14.95% ↓ 23%	13.54% ↓ 13%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
2) 1001-2000	1482	16.72% ↑ 23%	11.91% ↓ 1%	12.17% ↑ 28%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
3) 2001-3000	1606	16.21% ↑ 4%	11.83% ↓ 14%	11.69% ↑ 12%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
4) 3001-4000	829	12.19% ↓ 6%	8.20% ↓ 22%	9.58% ↑ 31%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
5) 4001-5000	415	12.91% ↑ 19%	10.28% ↑ 3%	11.12% ↑ 65%	0.00% ↓ 100%	-	-	0.00% →	-
6) >5000	2082	15.33% ↓ 9%	12.03% ↓ 16%	11.48% ↓ 2%	0.00% ↓ 100%	-	-	0.00% →	0.00% →

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	4724	7.23% ↓ 10%	3.26% ↓ 33%	2.14% ↓ 12%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
新转化老客	223027	7.74% ↓ 13%	4.16% ↓ 25%	2.98% ↓ 5%	0.00% ↓ 100%	-	-	0.00% →	0.00% →

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	90608	7.80% ↓ 22%	4.12% ↓ 33%	3.09% ↓ 14%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
2	54637	8.56% ↑ 0%	4.57% ↓ 13%	3.10% ↑ 9%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
3	47314	7.32% ↑ 2%	4.16% ↓ 11%	2.63% ↑ 4%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
4	25053	6.27% ↓ 3%	3.34% ↓ 17%	2.63% ↑ 24%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
5	4931	7.57% ↑ 4%	3.86% ↓ 21%	2.12% ↓ 21%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
6	5100	5.22% ↓ 8%	2.76% ↓ 22%	1.69% ↓ 18%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
7	31	15.58% ↑ 132%	10.79% ↑ 147%	0.00% ↓ 100%	0.00% ↓ 100%	-	-	0.00%	-
8	40	12.58% ↓ 51%	6.24% ↓ 74%	0.00% ↓ 100%	0.00% ↓ 100%	-	-	-	-
9	37	7.00% ↓ 20%	0.00% ↓ 100%	0.00% →	0.00% →	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	38698	4.40% ↓ 16%	2.38% ↓ 31%	1.65% ↓ 15%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
B	62501	5.64% ↓ 13%	3.01% ↓ 29%	1.77% ↓ 31%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
C	34406	7.46% ↓ 14%	4.16% ↓ 24%	2.83% ↓ 7%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
D	60303	9.40% ↓ 13%	4.81% ↓ 23%	3.13% ↓ 7%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
E	17876	11.74% ↓ 12%	6.47% ↓ 25%	5.84% ↑ 18%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
F	11824	13.63% ↓ 15%	7.35% ↓ 24%	6.22% ↑ 12%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
G	1675	14.92% ↓ 24%	9.53% ↓ 22%	8.18% ↑ 19%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
H	445	18.93% ↑ 28%	11.04% ↓ 5%	9.77% ↑ 19%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
Z	1	0.00% →	0.00% →	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	73056	7.52% ↓ 2%	4.06% ↓ 19%	2.52% ↓ 9%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
2) 1001-2000	78117	7.51% ↓ 5%	3.93% ↓ 23%	2.66% ↓ 5%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
3) 2001-3000	34049	7.67% ↓ 7%	4.15% ↓ 18%	2.78% ↓ 1%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
4) 3001-4000	14476	7.46% ↓ 6%	3.88% ↓ 15%	2.70% ↑ 5%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
5) 4001-5000	8978	7.40% ↓ 6%	3.70% ↓ 27%	2.49% ↓ 12%	0.00% ↓ 100%	-	-	0.00% →	0.00% →
6) >5000	19075	8.07% ↓ 23%	4.43% ↓ 32%	3.43% ↓ 9%	0.00% ↓ 100%	-	-	0.00% →	0.00% →

* Comparison: Current Month vs Last Month

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	3405	7.90% ↑ 4%	3.31% ↓ 22%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
新客	5582	14.87% ↓ 9%	10.52% ↓ 25%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
新转化老客	163751	7.72% ↓ 10%	3.86% ↓ 30%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	68029	8.35% ↓ 15%	4.35% ↓ 34%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2	44784	8.52% ↓ 0%	4.39% ↓ 20%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3	32803	7.58% ↓ 1%	3.86% ↓ 23%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4	20021	6.22% ↓ 6%	3.19% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5	3460	7.73% ↓ 0%	3.69% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6	3555	5.73% ↓ 1%	2.84% ↓ 22%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
7	27	14.99% ↓ 6%	9.72% ↓ 11%	-	-	-	-	-	-
8	27	16.28% ↑ 33%	8.98% ↓ 3%	-	-	-	-	-	-
9	32	7.67% ↓ 20%	0.00% ↓ 100%	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	29483	4.54% ↓ 15%	2.31% ↓ 37%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
B	47234	6.22% ↓ 7%	3.15% ↓ 31%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
C	26797	8.61% ↓ 8%	4.84% ↓ 27%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
D	45318	9.77% ↓ 6%	4.98% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
E	13438	11.66% ↓ 12%	5.97% ↓ 32%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
F	8778	12.94% ↓ 16%	6.23% ↓ 35%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
G	1252	14.91% ↓ 20%	8.68% ↓ 31%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
H	422	18.19% ↓ 7%	10.28% ↓ 32%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
Z	1	0.00% →	0.00% →	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	55756	7.84% ↑ 0%	4.05% ↓ 21%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2) 1001-2000	58448	7.63% ↓ 5%	3.86% ↓ 26%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3) 2001-3000	25816	8.04% ↓ 7%	4.27% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4) 3001-4000	11039	7.68% ↓ 9%	3.80% ↓ 29%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5) 4001-5000	6663	7.63% ↓ 4%	3.66% ↓ 31%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6) >5000	15016	8.59% ↓ 16%	4.54% ↓ 35%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
新客	5582	14.87% ↓ 9%	10.52% ↓ 25%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	4631	15.62% ↓ 8%	11.21% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2	678	9.99% ↓ 12%	6.47% ↓ 26%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3	273	7.28% ↓ 22%	2.59% ↓ 65%	-	-	-	-	0.00% ↓ 100%	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	739	6.38% ↓ 21%	3.48% ↓ 43%	-	-	-	-	0.00% ↓ 100%	-
B	1301	12.15% ↓ 8%	8.10% ↓ 26%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
C	1674	17.39% ↓ 8%	12.51% ↓ 25%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
D	1107	20.35% ↓ 7%	16.10% ↓ 17%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
E	411	22.55% ↑ 4%	16.70% ↓ 16%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
F	178	25.64% ↑ 17%	15.79% ↓ 20%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
G	77	24.21% ↑ 7%	16.58% ↓ 20%	-	-	-	-	0.00% ↓ 100%	-
H	95	27.74% ↓ 19%	15.18% ↓ 52%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	999	21.64% ↑ 10%	14.05% ↓ 20%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2) 1001-2000	1085	15.73% ↓ 2%	10.39% ↓ 26%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3) 2001-3000	1164	15.35% ↓ 10%	10.61% ↓ 28%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4) 3001-4000	593	11.89% ↓ 11%	6.84% ↓ 38%	-	-	-	-	0.00% ↓ 100%	-
5) 4001-5000	283	11.21% ↓ 29%	8.81% ↓ 37%	-	-	-	-	0.00% ↓ 100%	-
6) >5000	1458	15.11% ↓ 8%	11.21% ↓ 22%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	3405	7.90% ↑ 4%	3.31% ↓ 22%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
新转化老客	163751	7.72% ↓ 10%	3.86% ↓ 30%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	63398	7.72% ↓ 16%	3.76% ↓ 36%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2	44106	8.49% ↓ 0%	4.35% ↓ 19%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3	32530	7.58% ↓ 1%	3.87% ↓ 23%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4	20021	6.22% ↓ 6%	3.19% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5	3460	7.73% ↓ 0%	3.69% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6	3555	5.73% ↓ 1%	2.84% ↓ 22%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
7	27	14.99% ↓ 6%	9.72% ↓ 11%	-	-	-	-	-	-
8	27	16.28% ↑ 33%	8.98% ↓ 3%	-	-	-	-	-	-
9	32	7.67% ↓ 20%	0.00% ↓ 100%	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	28744	4.45% ↓ 14%	2.25% ↓ 36%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
B	45933	5.91% ↓ 7%	2.89% ↓ 32%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
C	25123	7.56% ↓ 8%	3.92% ↓ 27%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
D	44211	9.46% ↓ 5%	4.65% ↓ 24%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
E	13027	11.33% ↓ 13%	5.64% ↓ 33%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
F	8600	12.82% ↓ 16%	6.13% ↓ 36%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
G	1175	14.72% ↓ 20%	8.52% ↓ 32%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
H	327	17.55% ↓ 5%	9.95% ↓ 29%	-	-	-	-	0.00% ↓ 100%	-
Z	1	0.00% →	0.00% →	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	54757	7.53% ↓ 0%	3.83% ↓ 21%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
2) 1001-2000	57363	7.44% ↓ 5%	3.70% ↓ 26%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
3) 2001-3000	24652	7.65% ↓ 6%	3.93% ↓ 23%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
4) 3001-4000	10446	7.45% ↓ 9%	3.63% ↓ 28%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
5) 4001-5000	6380	7.47% ↓ 1%	3.42% ↓ 30%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%
6) >5000	13558	8.11% ↓ 16%	4.05% ↓ 37%	-	-	-	-	0.00% ↓ 100%	0.00% ↓ 100%

* Comparison: Latest Day vs Previous Day (Focus on Amount/Batch)

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	699	6.97% ↓ 8%	0.00% ↓ 100%	-	-	-	-	-	-
新客	1303	12.28% ↓ 18%	0.00% ↓ 100%	-	-	-	-	-	-
新转化老客	34377	7.20% ↓ 3%	0.00% ↓ 100%	-	-	-	-	-	-

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	15718	7.56% ↓ 6%	0.00% ↓ 100%	-	-	-	-	-	-
2	8596	7.61% ↓ 7%	0.00% ↓ 100%	-	-	-	-	-	-
3	6874	7.13% ↓ 17%	0.00% ↓ 100%	-	-	-	-	-	-
4	3803	6.83% ↑ 18%	0.00% ↓ 100%	-	-	-	-	-	-
5	705	8.07% ↑ 9%	0.00% ↓ 100%	-	-	-	-	-	-
6	668	4.81% ↓ 12%	0.00% ↓ 100%	-	-	-	-	-	-
7	4	0.00% ↓ 100%	0.00% ↓ 100%	-	-	-	-	-	-
8	5	37.52% ↓ 35%	0.00% →	-	-	-	-	-	-
9	6	40.24% ↑ 100%	0.00% →	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	6438	4.29% ↓ 8%	0.00% ↓ 100%	-	-	-	-	-	-
B	9854	6.27% ↑ 9%	0.00% ↓ 100%	-	-	-	-	-	-
C	5479	7.70% ↓ 5%	0.00% ↓ 100%	-	-	-	-	-	-
D	9649	8.79% ↓ 12%	0.00% ↓ 100%	-	-	-	-	-	-
E	2775	9.90% ↓ 9%	0.00% ↓ 100%	-	-	-	-	-	-
F	1833	12.44% ↓ 20%	0.00% ↓ 100%	-	-	-	-	-	-
G	261	11.78% ↓ 25%	0.00% ↓ 100%	-	-	-	-	-	-
H	87	17.81% ↑ 118%	0.00% ↓ 100%	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	11664	7.56% ↓ 1%	0.00% ↓ 100%	-	-	-	-	-	-
2) 1001-2000	12183	7.54% ↓ 1%	0.00% ↓ 100%	-	-	-	-	-	-
3) 2001-3000	5428	7.64% ↓ 0%	0.00% ↓ 100%	-	-	-	-	-	-
4) 3001-4000	2302	7.32% ↑ 15%	0.00% ↓ 100%	-	-	-	-	-	-
5) 4001-5000	1425	8.36% ↓ 6%	0.00% ↓ 100%	-	-	-	-	-	-
6) >5000	3377	7.14% ↓ 15%	0.00% ↓ 100%	-	-	-	-	-	-

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
新客	1303	12.28% ↓ 18%	0.00% ↓ 100%	-	-	-	-	-	-

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	1102	12.67% ↓ 20%	0.00% ↓ 100%	-	-	-	-	-	-
2	121	9.57% ↓ 9%	0.00% ↓ 100%	-	-	-	-	-	-
3	80	8.70% ↑ 108%	0.00% ↓ 100%	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	193	7.41% ↑ 91%	0.00% ↓ 100%	-	-	-	-	-	-
B	332	10.53% ↓ 9%	0.00% ↓ 100%	-	-	-	-	-	-
C	364	14.54% ↓ 22%	0.00% ↓ 100%	-	-	-	-	-	-
D	251	11.34% ↓ 49%	0.00% ↓ 100%	-	-	-	-	-	-
E	75	29.24% ↑ 45%	0.00% ↓ 100%	-	-	-	-	-	-
F	41	33.62% ↑ 44%	0.00% ↓ 100%	-	-	-	-	-	-
G	20	15.18% ↓ 46%	0.00% ↓ 100%	-	-	-	-	-	-
H	27	37.47% ↑ 156%	0.00% ↓ 100%	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	228	24.00% ↑ 12%	0.00% ↓ 100%	-	-	-	-	-	-
2) 1001-2000	291	15.95% ↓ 2%	0.00% ↓ 100%	-	-	-	-	-	-
3) 2001-3000	289	11.55% ↓ 25%	0.00% ↓ 100%	-	-	-	-	-	-
4) 3001-4000	147	11.77% ↑ 40%	0.00% ↓ 100%	-	-	-	-	-	-
5) 4001-5000	51	11.40% ↓ 0%	0.00% ↓ 100%	-	-	-	-	-	-
6) >5000	297	10.81% ↓ 32%	0.00% ↓ 100%	-	-	-	-	-	-

按用户类型 (User Type)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
存量老客	699	6.97% ↓ 8%	0.00% ↓ 100%	-	-	-	-	-	-
新转化老客	34377	7.20% ↓ 3%	0.00% ↓ 100%	-	-	-	-	-	-

按期数 (Period)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1	14616	7.15% ↓ 0%	0.00% ↓ 100%	-	-	-	-	-	-
2	8475	7.57% ↓ 6%	0.00% ↓ 100%	-	-	-	-	-	-
3	6794	7.10% ↓ 17%	0.00% ↓ 100%	-	-	-	-	-	-
4	3803	6.83% ↑ 18%	0.00% ↓ 100%	-	-	-	-	-	-
5	705	8.07% ↑ 9%	0.00% ↓ 100%	-	-	-	-	-	-
6	668	4.81% ↓ 12%	0.00% ↓ 100%	-	-	-	-	-	-
7	4	0.00% ↓ 100%	0.00% ↓ 100%	-	-	-	-	-	-
8	5	37.52% ↓ 35%	0.00% →	-	-	-	-	-	-
9	6	40.24% ↑ 100%	0.00% →	-	-	-	-	-	-

按模型 (Model Bin)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
A	6245	4.13% ↓ 12%	0.00% ↓ 100%	-	-	-	-	-	-
B	9522	6.02% ↑ 12%	0.00% ↓ 100%	-	-	-	-	-	-
C	5115	6.93% ↑ 6%	0.00% ↓ 100%	-	-	-	-	-	-
D	9398	8.72% ↓ 7%	0.00% ↓ 100%	-	-	-	-	-	-
E	2700	9.47% ↓ 9%	0.00% ↓ 100%	-	-	-	-	-	-
F	1792	12.20% ↓ 21%	0.00% ↓ 100%	-	-	-	-	-	-
G	241	11.69% ↓ 25%	0.00% ↓ 100%	-	-	-	-	-	-
H	60	15.84% ↑ 104%	0.00% ↓ 100%	-	-	-	-	-	-

按金额段 (Amount)

Dim	Loan Cnt	Overdue Rate	DPD1	DPD5	DPD7	DPD15	DPD30	Conn%	PTP%
1) 0-1000	11436	7.16% ↓ 1%	0.00% ↓ 100%	-	-	-	-	-	-
2) 1001-2000	11892	7.28% ↓ 1%	0.00% ↓ 100%	-	-	-	-	-	-
3) 2001-3000	5139	7.40% ↑ 4%	0.00% ↓ 100%	-	-	-	-	-	-
4) 3001-4000	2155	7.02% ↑ 14%	0.00% ↓ 100%	-	-	-	-	-	-
5) 4001-5000	1374	8.25% ↓ 5%	0.00% ↓ 100%	-	-	-	-	-	-
6) >5000	3080	6.90% ↓ 10%	0.00% ↓ 100%	-	-	-	-	-	-

可联性分析 (Contactability Analysis)

Overall (MTD)

21.2% ↓6.4%

Prev: 27.6%

New Users (MTD)

26.4% ↓10.2%

Prev: 36.6%

Old Users (MTD)

20.7% ↓5.9%

Prev: 26.7%

* Connect Rate = Connected Balance / Overdue Balance (Risk View)

3运营效能 (Operations & Efficiency)

自然月回收序时 (Natural Month Recovery Progress)

总览点击任意图表查看详情 ↓

模块	序时目标	实际回收	达成率	进度

目标追踪看板

Day 5 of Month (同日对齐)

当月实际回收率

32.80%

序时目标

32.12%

vs 目标

+0.68%

上月同期(Day 5)

31.34%

vs 上月

+1.46%

模块组级排行

同模块内比达成率，按达成率升序排列

S0 8 组

均值 97% 1 组落后

Cluster A-Nocall 落后

S0_Other | 0人

62%

目标 67.80%

覆盖 - | 拨打 -

通话 -h

S0-D Module 接近

S0_Other | 12人

100%

目标 67.80%

覆盖 100.0% | 拨打 714.2

通话 0.7h

1876109%

1832107%

1248104%

...

173194%

145790%

155388%

S0-F Module 达标

S0_Other | 12人

101%

目标 67.80%

覆盖 100.0% | 拨打 660.2

通话 0.7h

2044106%

1819105%

1664105%

...

154497%

256995%

199692%

S0-E Module 达标

S0_Other | 12人

101%

目标 67.80%

覆盖 99.9% | 拨打 675.3

通话 0.7h

2628124%

2483108%

2575108%

...

127197%

182296%

189883%

S0- B Module 达标

S0_Other | 12人

101%

目标 67.80%

覆盖 99.9% | 拨打 647.9

通话 0.5h

2658130%

2612110%

1867107%

...

256097%

195295%

186482%

S0-G Module 达标

S0_Other | 12人

103%

目标 67.80%

覆盖 99.7% | 拨打 666.4

通话 0.5h

2223109%

1629109%

2476107%

...

256198%

220195%

187395%

S0- A Module 达标

S0_Other | 12人

105%

目标 67.80%

覆盖 100.0% | 拨打 765.9

通话 0.8h

1672117%

1419109%

1192109%

...

2512101%

238996%

119492%

S0-C Module 达标

S0_Other | 12人

105%

目标 67.80%

覆盖 100.0% | 拨打 717.3

通话 0.7h

2564112%

1962109%

1682108%

...

1493102%

1859100%

164896%

S1 12 组

均值 101% 2 组落后

S1-Large F 落后方差大

S1_Large | 13人

77%

目标 34.65%

覆盖 100.0% | 拨打 1019.4

通话 0.5h

2669125%

1826110%

1177102%

...

193551%

220648%

241241%

S1-C-MBA 落后

S1_Other | 10人

83%

目标 34.65%

覆盖 - | 拨打 -

通话 -h

189497%

189396%

206393%

...

193875%

180371%

184266%

S1-B-AJCAI 接近

S1_Other | 19人

97%

目标 34.65%

覆盖 - | 拨打 -

通话 -h

2299132%

2449130%

2155128%

...

254674%

209771%

244670%

S1-Large A 接近

S1_Large | 16人

99%

目标 34.65%

覆盖 100.0% | 拨打 1072.8

通话 0.5h

1927138%

2470125%

2218118%

...

241976%

231374%

161674%

S1-Large C 接近

S1_Large | 16人

99%

目标 34.65%

覆盖 100.0% | 拨打 1218.0

通话 0.6h

2048143%

1830131%

2685120%

...

268681%

245873%

257153%

S1-Large E 达标方差大

S1_Large | 25人

100%

目标 34.65%

覆盖 100.0% | 拨打 1038.7

通话 0.5h

1935208%

1930165%

2206163%

...

221057%

239255%

191345%

S1-D-MBA 达标

S1_Other | 17人

104%

目标 34.65%

覆盖 - | 拨打 -

通话 -h

2554138%

2100129%

2102126%

...

230285%

250282%

215177%

S1-Large B 达标

S1_Large | 16人

104%

目标 34.65%

覆盖 100.0% | 拨打 1076.0

通话 0.4h

1812133%

1478121%

2312118%

...

257291%

248582%

266771%

S1-A-AJCAI 达标方差大

S1_Other | 21人

108%

目标 34.65%

覆盖 - | 拨打 -

通话 -h

2091182%

2090152%

1391129%

...

209677%

270275%

194363%

S1-Small B 达标方差大

S1_Small | 10人

108%

目标 34.65%

覆盖 - | 拨打 -

通话 -h

2717177%

2208140%

2614129%

...

137299%

226896%

199776%

S1-Small A 达标

S1_Small | 10人

109%

目标 34.65%

覆盖 - | 拨打 -

通话 -h

1585130%

1708125%

1877122%

...

166597%

233197%

161291%

S1-Large D 标杆方差大

S1_Large | 15人

120%

目标 34.65%

覆盖 100.0% | 拨打 1138.0

通话 0.5h

1786194%

1913172%

2328148%

...

128594%

264893%

268852%

S2 6 组

均值 111% 1 组落后

S2-Large B 落后方差大

S2_Large | 11人

79%

目标 5.91%

覆盖 99.8% | 拨打 968.8

通话 0.6h

2475139%

2582129%

2617123%

...

119049%

168135%

170423%

S2-C-MBA 达标方差大

S2_Other | 12人

107%

目标 5.91%

覆盖 - | 拨打 -

通话 -h

2426314%

2704148%

2427132%

...

270546%

154038%

230333%

S2-Large C 达标方差大

S2_Large | 11人

108%

目标 5.91%

覆盖 99.9% | 拨打 1241.9

通话 0.7h

2342192%

2715134%

2478130%

...

224375%

135674%

144273%

S2-Large A 达标方差大

S2_Large | 11人

110%

目标 5.91%

覆盖 99.9% | 拨打 1227.5

通话 0.7h

1958168%

1678141%

2221140%

...

258377%

208171%

176348%

S2-A-AJCAI 标杆方差大

S2_Other | 13人

124%

目标 5.91%

覆盖 - | 拨打 -

通话 -h

2544218%

1946187%

2093176%

...

244570%

139757%

244427%

S2-Small A 标杆方差大

S2_Small | 8人

139%

目标 5.91%

覆盖 98.5% | 拨打 1057.5

通话 1.0h

2724341%

2373176%

2472160%

...

2671107%

187797%

247490%

M1 5 组

均值 114%

M1-Large B 接近方差大

M1_Large | 13人

97%

目标 2.55%

覆盖 98.5% | 拨打 1397.0

通话 0.6h

2119298%

2718143%

2222138%

...

169364%

196336%

272028%

M1-Large A 达标方差大

M1_Large | 13人

102%

目标 2.55%

覆盖 97.7% | 拨打 1243.3

通话 0.6h

2673217%

1705144%

2486138%

...

202849%

9744%

166324%

M1-A-AJCAI 达标方差大

M1_Other | 10人

107%

目标 2.55%

覆盖 - | 拨打 -

通话 -h

2095180%

2551153%

2443127%

...

255068%

250466%

143162%

M1-C-MBA 标杆方差大

M1_Other | 7人

110%

目标 2.55%

覆盖 - | 拨打 -

通话 -h

1539149%

2304147%

2062118%

...

194097%

270790%

151852%

M1-Small A 标杆方差大

M1_Small | 7人

152%

目标 2.55%

覆盖 - | 拨打 -

通话 -h

2738271%

2479176%

2744165%

...

2455114%

2716106%

272589%

运营归因分析 (Operational Attribution)

视角:

点击 Treemap 查看详情

智能诊断 (Smart Diagnostics)

关键发现 (Key Findings)

多月趋势追踪 (Multi-Month Trend)

模块	组名	25.11月达成	25.12月达成	26.01月达成	26.02月达成	趋势	覆盖率趋势	诊断	潜在提升

修复优先级 (Uplift Priority) — 如达到模块均值可带来的提升

诊断方法论

投入产出矩阵：横轴「勤奋度」= (覆盖率 / 模块均值 + 拨打量 / 模块均值) / 2，纵轴「达成率」= 实际回收 / 序时目标。同模块内对比，消除跨模块基数差异。

全面优秀 (高投入 + 高达成)：标杆组，可提炼经验推广。

策略优秀 (低投入 + 高达成)：效率高，关注案件质量是否优于其他组。

管理问题 (低投入 + 低达成)：拨打量/覆盖率低于均值，建议检查出勤和工作量。

策略问题 (高投入 + 低达成)：很努力但效果差，建议优化话术策略或排查案件分配。

智能诊断规则：

管理问题：达成率 < 85% 且覆盖率或拨打量 < 模块均值 80%

策略问题：达成率 < 85% 但覆盖率和拨打量 ≥ 模块均值 95%

管理不均：组内经办达成率标准差 > 0.25

趋势恶化：连续 2+ 月同日(Day N)回收率环比下降

标杆：达成率连续 ≥ 110%，可提炼经验带教

同日对齐：所有对比均取当月最新 Day 在历史月对齐

投入产出矩阵

勤奋度 = 覆盖率+拨打量相对模块均值

全面优秀

组

策略优秀

组

策略问题

组

管理问题

组

组	达成率	勤奋度	覆盖率	拨打量	象限
S2-Large B S2	79%	93%	99.8%	968.8	管理问题
S2-Small A S2	139%	97%	98.5%	1057.5	策略优秀
S1-Large F S1	77%	97%	100.0%	1019.4	管理问题
S0- B Module S0	101%	97%	99.9%	647.9	策略优秀
M1-Large A M1	102%	97%	97.7%	1243.3	策略优秀
S1-Large E S1	100%	97%	100.0%	1038.7	策略优秀
S0-F Module S0	101%	98%	100.0%	660.2	策略优秀
S0-G Module S0	103%	98%	99.7%	666.4	策略优秀
S0-E Module S0	101%	99%	99.9%	675.3	策略优秀
S1-Large A S1	99%	99%	100.0%	1072.8	策略优秀
S1-Large B S1	104%	99%	100.0%	1076.0	策略优秀
S0-D Module S0	100%	102%	100.0%	714.2	全面优秀
S0-C Module S0	105%	102%	100.0%	717.3	全面优秀
S1-Large D S1	120%	102%	100.0%	1138.0	全面优秀
M1-Large B M1	97%	103%	98.5%	1397.0	全面优秀
S2-Large A S2	110%	105%	99.9%	1227.5	全面优秀
S0- A Module S0	105%	105%	100.0%	765.9	全面优秀
S2-Large C S2	108%	105%	99.9%	1241.9	全面优秀
S1-Large C S1	99%	106%	100.0%	1218.0	全面优秀

智能诊断

关注 19 参考 1 共 20 项

关注管理不均

M1_Large > M1-Large A — 经办间差异大（13人）

组内标准差 0.50 | 最高: 2673(217%) vs 最低: 1663(24%)